You cannot make this stuff up! She Said No Lowball, Then Agreed Her Seller Might Need to Bring Cash to Close
This is why you can’t flinch when an agent says “no lowball.”
I sent two offers on 1952 SW Cameo Blvd (a property that’s been sitting on the market for 153 days):
All Cash – $244,615.11 (as-is, <30 days, buyer covers closing + commission)
Creative Financing – $511,500 (seller collects $1,107/month, $35,805 down, commission paid at closing, seller fully protected)
Her first response was classic gatekeeping:
🚫 “Only conventional. Nothing under $430K. Seller pays commission. No lowball offers.”
Most people fold right there. Instead, I leaned in:
👉 “Here’s the problem — your seller owes $434K from a mortgage she took last August. Even at $430K conventional, she still has to bring cash to close. If she’s paying out of pocket, she’s already being lowballed — not by me, but by the situation.”
Her reply?
“Yes she will.”
That’s the crack in the wall. She went from blocking to agreeing with my math.
So I pivoted:
“What if I give your seller $20K, take over the debt through a trust acquisition, pay your commission, and put real cash in her pocket instead of taking it out?”
And here’s the conflict:
First she shot back “No thanks.”
Seconds later: “Let me relay it to her and get back to you.”
That’s when you know the conversation has shifted — she’s defending, but she’s also carrying my offer forward.
And I wrapped it with this:
👉 “Basically, she can choose to pay $16,000 to close (estimate) in conventional terms, or she can receive $20,000 unconventional for someone taking on her current problem.”
That’s not a lowball — that’s a solution.
What do you think the agent is going to do? I’d love to hear the feedback.
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Steven Spencer
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You cannot make this stuff up! She Said No Lowball, Then Agreed Her Seller Might Need to Bring Cash to Close
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