This is why you can’t flinch when an agent says “no lowball.”
I sent two offers on 1952 SW Cameo Blvd (a property that’s been sitting on the market for 153 days):
All Cash – $244,615.11 (as-is, <30 days, buyer covers closing + commission)
Creative Financing – $511,500 (seller collects $1,107/month, $35,805 down, commission paid at closing, seller fully protected)
Her first response was classic gatekeeping:
🚫 “Only conventional. Nothing under $430K. Seller pays commission. No lowball offers.”
Most people fold right there. Instead, I leaned in:
👉 “Here’s the problem — your seller owes $434K from a mortgage she took last August. Even at $430K conventional, she still has to bring cash to close. If she’s paying out of pocket, she’s already being lowballed — not by me, but by the situation.”
Her reply?
“Yes she will.”
That’s the crack in the wall. She went from blocking to agreeing with my math.
So I pivoted:
“What if I give your seller $20K, take over the debt through a trust acquisition, pay your commission, and put real cash in her pocket instead of taking it out?”
And here’s the conflict:
First she shot back “No thanks.”
Seconds later: “Let me relay it to her and get back to you.”
That’s when you know the conversation has shifted — she’s defending, but she’s also carrying my offer forward.
And I wrapped it with this:
👉 “Basically, she can choose to pay $16,000 to close (estimate) in conventional terms, or she can receive $20,000 unconventional for someone taking on her current problem.”
That’s not a lowball — that’s a solution.
What do you think the agent is going to do? I’d love to hear the feedback.