Why I Don't Compete With "Funding Gurus" Anymore

David Ramirez

6d • 🚨 Announcements

Same client.

Two separate $250,000 business lines.

That's $500,000 in straight cash buying power.

Let me be clear about something:

I'm not a credit card stacker.

I'm a loan broker building a national syndicate.

While most "funding gurus" are still teaching you how to get approved for a $5,000 Office Depot card...

I'm placing clients into:

Six-figure business lines of credit
SBA acquisition loans through specialized partners
Commercial real estate financing
Business purpose mortgages

Here's the difference in market positioning:

The typical funding program sells you on business credit cards

because that's all they know how to execute.

I use 0% business credit as the entry point because of speed and accessibility—but that's just the beginning of what's possible when you understand the full lending landscape.

My network includes:

SBA loan specialists who close acquisition deals
Commercial lenders who structure property financing
Private money contacts for deals banks won't touch
A growing syndicate of lending professionals across every major vertical

Most "funding companies" teach the same recycled Paydex playbook because they've never actually worked in lending.

I've been in this industry since 2016.

I understand bank underwriting.

I know what signals approval across personal credit, business credit, and institutional lending.

This education isn't about credit cards.

It's about understanding the entire funding ecosystem so you can access the right capital at the right time for the right purpose.

Need fast working capital? Business credit cards.
Need to acquire a business? SBA specialists in the network.
Need commercial property financing? I've got the referral.

That's why VIP aren't just "credit stacking courses."

They're designed to teach you how funding actually works across the spectrum—so you're not limited to one lane like every other program out there.

The credit card stack is the hook.

Still treating this like a credit card group? You're missing the point.

This is loan broker-level education packaged for entrepreneurs who want to stop depending on one funding lane.

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