Alongside a repair expert with a consumer law background Who trains lawyers to sue debt collectors and win Its a simple framework. Made up of 3 parts. Damages, Facts, and Penalties. First you create damages. Damages is how we get paid in law suits. Create damages by answering these questions: What --> what happened? (effect of bad credit) How --> how made you and/or fam feel? (State facts prove this) Why --> why it happened? (blame CRA) Second come the facts or how the law was broken. All we do is detail what and how they broke the law. Create fact by answering these questions: What --> what law they broke? Why --> why they broke it? How --> how they broke it (step by step) When --> when is their deadline Finally come penalties so that we can collect damages. Let em know their situation And that we will litigate How --> How long you've been disputing these accounts? Why --> Why they must delete accounts (declare effect) --> sentence sums damages Red pill, blue pill --> present options (good or bad) So what's unique and different? 1. All of the letters are unique because the answers change! Therefore they do not get flagged and rejected. Like other templates. 2. Because I learned from someone who is basically a lawyer. He taught me the proper way to apply the law. Application is not the same as definition! Therefore I truly know the law. 3. Our letters follow a legal framework. Which means they will hold up in court (Damages, Facts, Penalties) 4. He taught me the dispute flows his attorney's use to sue and win. I have no intentions to sue. But I do have intention to win. 5. I focused on the one skill that matters. LETTER WRITING. Once you build solid letters you just plug into the dispute flow. Law training (dispute flow) is easy. There are many flows you can follow. P.S. - This post is enough to repair your credit on your own. Just answer the questions. Or consider hiring me and my team.