A lot of people assume they're ineligible for many U.S. credit unions because they don't live in a specific state or work for a particular employer. In reality, there's an easier path that many applicants use. By becoming a member of the American Consumer Council (ACC), you can satisfy the membership requirement for a large number of participating credit unions. This is especially useful for international founders, ITIN holders, and anyone looking to build a stronger U.S. banking relationship. Here's how to do it: • Visit americanconsumercouncil.org • Choose an Individual Membership • At checkout, enter the promo code CONSUMER (or SERVICE, if available) to waive the membership fee • Once your membership is approved, download and save your ACC membership certificate That certificate can be used when opening accounts with many participating credit unions. Why this matters Many credit unions offer benefits that traditional banks often don't, including: - Lower-interest credit cards - Secured credit cards for building credit - Credit-builder and pledge loans - Competitive financing options - Member-focused customer service - I've created a list of credit unions where ACC membership can help you meet the eligibility requirement. Comment " ACC " and I will send it over to you. If you use this method, let everyone know which credit union you joined and how your application went. Your experience could help someone else in the community.

Just got my Chase accounts approved for both LLCs, used a residential address to sign up. Went in-person to a branch that was willing to open for non-US residents. Note: Not ALL Chase banks are willing to do this, if anyone needs help with this, let me know