A lot of people assume they're ineligible for many U.S. credit unions because they don't live in a specific state or work for a particular employer. In reality, there's an easier path that many applicants use. By becoming a member of the American Consumer Council (ACC), you can satisfy the membership requirement for a large number of participating credit unions. This is especially useful for international founders, ITIN holders, and anyone looking to build a stronger U.S. banking relationship. Here's how to do it: • Visit americanconsumercouncil.org • Choose an Individual Membership • At checkout, enter the promo code CONSUMER (or SERVICE, if available) to waive the membership fee • Once your membership is approved, download and save your ACC membership certificate That certificate can be used when opening accounts with many participating credit unions. Why this matters Many credit unions offer benefits that traditional banks often don't, including: - Lower-interest credit cards - Secured credit cards for building credit - Credit-builder and pledge loans - Competitive financing options - Member-focused customer service - I've created a list of credit unions where ACC membership can help you meet the eligibility requirement. Comment " ACC " and I will send it over to you. If you use this method, let everyone know which credit union you joined and how your application went. Your experience could help someone else in the community.

Just got my Chase accounts approved for both LLCs, used a residential address to sign up. Went in-person to a branch that was willing to open for non-US residents. Note: Not ALL Chase banks are willing to do this, if anyone needs help with this, let me know

There has not been a proper intro since the formation of this community. I would love to hear the bank approvals you guys got and the data points . And Please do introduce yourself it can be something like : Name Country Goal for this year Total Credits unlocked Banking with : etc. This will help you unlock the course faster. ENJOY🤝🫡

We are about to give our paid ebook that we sell at $890 completely for Free. The book is organized into these chapters, including: - Why $100K in Business Credit Changes Everything - The U.S. Identity Stack - How Banks Verify Your Address - The 7 Types of U.S. Addresses - Proof of Address - Building Your U.S. Foundation - Understanding U.S. Credit - Phase 1–3 Credit Building - 6-Month Roadmap - Deploying $100K Strategically - Tools & Platforms - American Express Playbook - Chase Business Bank Remote Opening With Itin - Travel Hacking - Common Mistakes You just need to follow these steps : - Post about your recent wins using our address. - Refer the community to 10 members ( Would ask for proof ) - Engage with the latest posts. We will provide you with the ebook as soon as this is done.

After weeks of building, writing, and refining, we're excited to announce that the TRA Academy has officially launched! This isn't just another collection of videos—it's a complete roadmap designed to help international entrepreneurs understand the U.S. financial system from the ground up. Inside the Academy you'll learn: 🏦 How to build your U.S. financial foundation 🆔 ITIN & EIN setup 📍 U.S. address and phone setup 💳 Personal & business banking 🏢 Business foundations 📈 Business credit building 💼 Traditional & online banking …and much more. This is only Version 1. We'll continue adding new lessons, bank walkthroughs, approval strategies, credit products, and exclusive resources over the coming weeks. Your membership includes access to all future course updates. If you're already a member, head over to the Classroom and start with Module 1. We recommend completing each lesson in order, as every module builds on the previous one. As always, if you have questions while working through the academy, our admin team is here to help. Thank you for being part of the TRA community—we're excited to see what you build. 🚀