Good morning, A lot of people want to be on the same page, but they don't want to do the work it takes to get there. I get it—who actually wants to talk about the things that embarrass them? It’s challenging, but clarity is the foundation of peace. If you want the peace, you have to start the conversation. I still remember the first time my husband and I talked about money. It started over the phone, admitting mistakes that felt VERY uncomfortable. Shortly after, we sat down and pulled our credit reports together. This was all before we even said “I do.” The room was tight that day. But looking back, I’m so glad we pushed through. It wasn’t our hardest conversation, but it set the tone for how we handle our legacy today. Payday Tip: Break the silence. Here is your action item for the weekend: Set aside just 15–30 minutes to discuss your plan for the rest of the month. If that feels like too much, just start with next week. Communication doesn’t have to happen all at once. That’s how we get overwhelmed. Instead, create a weekly rhythm to check in so there are fewer surprises and way less confusion. Ready to start fresh? If you’re struggling to find the words, I’ve got you covered. I created a guide to help you navigate these "tight room" moments with ease. (Available under free resources) Have a great weekend!

Good morning, Excited to share this week's progress! Complete your PughFC Goal Check to be a part of the community's success! 2026 Savings for future expenses - $845.60 2026 Total debt payments - $7,669.77 2026 2 Debts Paid off, 5 participants (NEW DEBT PAID OFF: Congrats Lisa!) Start date June 2024 Lifetime Savings for future Expenses - $32,383.54 Lifetime Total debt payments - $117,023.27 Lifetime 42 Debts Paid off, 16 participants Griffin Family Success Update (Since March 2022) 23 Debts Totaling $20,993.27 Replay is up for Monday's call (Available to Premium and VIP Members) Free coaching session is tonight 7:30 PM CST - Check calendar for link and time zone See you tonight!

Good morning, Fire goes out without wood, and quarrels disappear when gossip stops. -Proverbs 26:20 Have you ever heard the saying, “If you go looking for trouble, you will find it”? As we begin the month of February, I want to pause and invite you into an important conversation. Money arguments are quietly damaging our relationships.​One in three Americans (32%) is uncomfortable discussing finances in their relationship, according to new research. The research, conducted by Talker Research on behalf of international money app Wise (https://wise.com), revealed that younger couples also stood out as more likely to have disagreements about money — with millennial respondents reporting about six arguments per month, compared to baby boomers’ three. That’s a lot of fighting. While this research focuses on couples, couples don’t exist in isolation. They are made up of two individuals, each shaped by family history, habits, and experiences. Eventually, unresolved money tension spills beyond the relationship and into families, friendships, and communities. The verse above reminds us that conflict dies down when gossip stops. We usually think of gossip as talking about other people, but gossip is simply revealing or repeating personal details in a way that fuels harm. When we repeatedly bring up a spouse’s, family member’s, or friend’s past financial mistakes—especially during disagreements—we are adding fuel to the fire. I’m not saying mistakes shouldn’t be acknowledged. I am saying they shouldn’t be used as ammunition. Words aimed to wound rarely land without consequences. A shot directed at someone will almost always hurt them—and the relationship too. Reflection Question​ - Have I used another person’s past financial mistakes with the intention to hurt rather than heal? Prayer of the Week​ - Dear God, help me discuss finances with my spouse, family, and friends in ways that bring peace, not confusion or arguments. Teach me to speak with wisdom and grace. In Jesus’ name, Amen.

Good morning everyone, I hope your weekend is going well. I decided to place some consistency on the calls. Here are the main changes 1. Free coaching call will now be the 1st Wednesday of every month. Remember, this is available to everyone. Invite your family and friends. 2. Budget work sessions are locked in for the 2nd and 4th Thursdays of each month. 3. Group coaching calls will keep the 1 week off rhythm. The February dates are added to the calendar. Looking forward to everyone's success. Reminders: - Complete your goal check https://forms.gle/cr5nvmpNxZ2QsCyv7