Good morning, I realized that no one can discover everything God is doing under the sun. Not even the wisest people discover everything, no matter what they claim. -Ecclesiastes 8:17 NLT Have you ever had a child constantly ask, “Why?” They want to understand how everything works. After a while, the adult usually says, “I don’t know!” Truthfully, many of us are in an “I don’t know” season right now. I don’t know how we’re going to pay for it. I don’t know if things will get better. I don’t know how this will work out. I don’t know what’s next. It sucks. We want answers. We want certainty. We want a clear plan. But even Solomon, one of the wisest men in the Bible, understood that he didn’t know everything. So why do we put so much pressure on ourselves to always have the solution? Sometimes faith means trusting God while you are still waiting for answers. If you are in an uncertain season, remember this: while God is working on the things you cannot see, continue being responsible with the things you can control. Keep budgeting. Keep learning. Keep praying. Keep showing up. God is still working, even when it doesn't feel like it. There is something on the other side of this season. You just have to keep going through the storm to see the light. Reflection Question​ What situations am I trying to control that I need to place in God’s hands? Prayer of the Week​ Dear God, I know I sometimes want control over everything in my life. Help me release what isn’t my responsibility and trust You fully. In Jesus’ name, Amen. If this encouraged you today, share it with a friend who may need this reminder too. Have a great week, -Latrisa This week in PSC - Weekly goal check-in: Monday, May 11th @ 11:00 AM CST (All members) https://forms.gle/1icebYyh9EXY4qcf9 - Budget Work Session: Monday, May 11th @ 7:30 PM CST (Premium and VIP Members) - Group Coaching call: Thursday, May 14th @ 7:30 PM CST (Premium and VIP members)

Good morning, I started a series this week called “Money in the Middle” — real talk for the season you are actually in. Disappointment is heavy. If we are not careful, it can keep us stuck and make it hard to move forward. One reason many of us struggle is because we cannot see the light at the end of the tunnel. We focus so much on the chaos of today that we forget the calm that could come tomorrow. Here’s an exercise that helps me shift my perspective. Payday Tip: Where is the light? - How many months until your next debt is paid off? - What habits are stronger today than they were a year ago? - What is one thing you can do today that could shift your finances to another level? You have to see the victory before you SEE the victory. Understanding that you are one year away from paying off a car or debt should encourage you, not discourage you. Progress may feel slow, but every consistent step matters. Every day you keep going, you are getting closer to the goals you have been praying and working for. Need help seeing the light a little clearer? Sign up for a free 30-minute consultation. https://calendly.com/pughfc/consult Have a great weekend, -Latrisa

Good morning, Sometimes it is hard to keep going. Keep climbing one step at a time. I continue to be proud of everyone's progress. We made it to 50 debts and 10 debts this year! What a journey! We have come far, but let's keep going! 2026 Progress - Savings for future expenses $4,640.21 - Total debt payments $29,991.88 - 10 Debts Paid off, 10 participants Lifetime Progress (Start Date: June 2024) - Savings for future Expenses - $36,178.15 - Total debt payments - $139,345.38 - 50 Debts Paid off, 18 participants Griffin Family Success Update (Anniversary Date: March 19, 2022) - 23 Debts Totaling $20,687.77

Good morning, Finishing is better than starting. Patience is better than pride. Ecclesiastes 7:8 NLT What do you dream about for your future? Not just wishes — but the real desires you think about often. This past week, I had the honor of speaking at my high school. I shared something personal — my disappointment with my ACT scores. I'm 40 now, and I can tell you with full confidence, I am not disappointed anymore. But for a season, it weighed on me — and I mean really weighed on me. It held me back mentally. I questioned myself more than I should have. And I won't pretend like one day I just woke up and got over it, because that's not what happened. It was a process. It took time. It also took having the right people in my life who spoke into the things I struggled to see in myself. Because honestly, it wasn't just me. There were people who saw my potential before I did, and their words helped me get there. Slowly, I came to the realization that I was enough — that my worth and my capability were never defined by that score. And I had to make a choice: stay stuck in that disappointment or do something with what I had. My score was enough to get accepted. It was up to me to work with what I had instead of grieving what I didn't. The same thing happens with money. When I meet new clients, one of the first things we have to work through is disappointment — in past decisions, in where they are financially. Maybe you have a lot of debt. Maybe there's no savings. Maybe every paycheck is already gone before it starts. That feels heavy. But it doesn't have to stay that way. Ecclesiastes 7:11 says wisdom is even better when paired with money. But notice — it doesn't say a lot of money. Just money. If you have income coming in, you already have something to work with. The question is: are you using it wisely? Don't let the wisdom God has given you sit on a shelf just because your bank account isn't where you want it to be. Here's a simple shift in thinking: - Instead of "I'm so disappointed in the mistakes I made" → "Now I know what I don't want to repeat." - Instead of "I always get caught off guard by emergencies," → "I'm going to start setting money aside so I'm ready." - Instead of "I can never do the things I want" → "How can I start saving — even a little — for the things I enjoy?"