Good morning, Using a dull ax requires great strength, so sharpen the blade. That’s the value of wisdom; it helps you succeed. Ecclesiastes‬ ‭10‬:‭10‬ ‭NLT‬‬ Has anyone ever told you, "You're making this so much harder than it has to be"? I've been there. And honestly? They were right. I was working harder, not smarter — and stressing myself out in the process — all because I wouldn't listen. Here's what I've learned about wisdom: it usually makes things easier, faster, or bigger. But most of us resist it. We get so focused on figuring things out on our own that we miss the more efficient path right in front of us. I know that feeling personally. A lot of times, my resistance isn't really about the advice — it's about wanting to be the one who came up with it. Can you relate? But here's the truth: we are not all-knowing. That's God's territory. When we close ourselves off to feedback or guidance, we're quietly acting like we know more than He does. And that's a dangerous place to stay. God is ready to give you the wisdom you need — through the Holy Spirit, through Scripture, or through someone in your life who has the knowledge to help you move forward. The question is: are you open to receiving it? Imagine what could shift this week if you did. The problem you've been wrestling with. The decision you keep putting off. The area where you feel stuck. Wisdom could be the thing that unlocks all of it. So here's your reminder: keep your eyes and ears open this week. The wisdom you need to make life easier, faster, or more fruitful may already be on its way. Reflection Question​ Where am I stuck — and who or what is God using to give me the wisdom I need? Prayer of the Week​ Dear God, forgive me for relying on my own understanding. This week, help me stay open to Your wisdom — however You choose to send it. In Jesus’ name, Amen. Have a great week! -Latrisa This week in PSC - Weekly goal check-in: Monday, May 11th @ 11:00 AM CST (All members) https://forms.gle/1icebYyh9EXY4qcf9

Good morning, One thing I often share with my clients is that your budget should be completed at least a week before the first of the month. With prices continuing to increase, now is a good time to pause and reassess your budget, calendar, and summer routines to make sure everything still aligns. Here are a few questions to ask yourself during your June budget check: Payday Tip – June Budget Check - Do I need to adjust my grocery budget? - What will eating out look like this summer? - Can my budget still support our typical travel plans with rising costs? - Are there any subscriptions I no longer use or need? Completing your budget ahead of time gives you the opportunity to prepare wisely and make adjustments throughout the month before things become overwhelming. Have a great weekend! -Latrisa

Good morning, Thank you to everyone who entered their goal check-in. Just keep swimming!!! 2026 Progress - Savings for future expenses - $5,073.21 - Total debt payments - $33,907.58 - 10 Debts Paid off, 10 participants Lifetime Progress (Start Date: June 2024) - Savings for future Expenses - $36,611.15 - Total debt payments - $143,261.08 - 50 Debts Paid off, 18 participants Griffin Family Success Update (Anniversary Date: March 19, 2022) - 23 Debts Totaling $20,687.77

Good morning, People can never predict when hard times might come. Like fish in a net or birds in a trap, people are caught by sudden tragedy. -Ecclesiastes 9:12 NLT I follow Dharius Daniels from Change Church. Yesterday, he preached a sermon called You Can Be Spiritual and Still Get Blindsided. One thing he said stayed with me: no matter how much we grow spiritually, we will never have perfect discernment. I have been thinking about that ever since. We will never have all the answers, and we will never fully know when life may change suddenly. That does not mean we should live in fear, but it does mean we should live with wisdom. When I think about today’s scripture, I think about the word “naive.” Sometimes being naive is beautiful. Children often believe anything is possible. They trust the people caring for them because their needs have always been met. But there is another kind of naive thinking that can become dangerous: “That will never happen to me.” In my friend group, we call difficult seasons “lifeing.” Hard times eventually come for everyone. It is not always a matter of if, but when. Now, I do not want this to sound hopeless. The point is not to fear the future. The point is to prepare wisely while still enjoying the life God has given us today. Sometimes we manage money from unhealthy extremes. Extreme 1: Spend everything you want because tomorrow is not promised. Extreme 2: Become so fearful about the future that you never enjoy anything in the present. There has to be balance. We should save consistently so we are prepared when emergencies happen. We should also enjoy some of the things we desire without neglecting our responsibilities. We cannot control the future, but we can trust God and make wise decisions with the information we have today. Reflection Question​ Am I operating from balance, or am I leaning toward one extreme with money? Prayer of the Week​ Dear God, help me trust You with tomorrow while making wise choices today. Teach me to enjoy life without living in fear or neglecting the responsibilities You have given me. In Jesus’ name, Amen.

Good morning, Do you feel like you are running a marathon of events right now? My sister calls May “Maycember” because everything seems to happen at once. Graduations, the end of the school year, Mother’s Day, Teacher Appreciation Week, Nurses Week, weddings… all the things are happening at the same time. The challenge is your paycheck probably hasn’t changed. So what do you do? You become intentional. Payday Tip: - Be honest about what you can and cannot do. - Be thoughtful before spending a lot of money. - Be proactive in your preparation. Take a moment to think ahead and come up with a plan. Where will you be present? When will you give presents? If you haven’t already, this may be a good time to create a gift budget and contribute to it consistently. Having something set aside can help relieve pressure when celebrations come up. This season is a reminder that every “yes” impacts your time, energy, and finances. It is okay to celebrate within your capacity. Let’s go through this celebration season being intentional with both our finances and our time. Stewardship is not about doing everything. Sometimes it is about making wise choices and trusting God with what you have today. Share this with a friend or coworker who has a lot going on this month. Have a great weekend! -Latrisa