🔥 ST. PAUL DUPLEX – CREATIVE FINANCING OPPORTUNITY
📍 380 Larpenteur Ave E, St. Paul, MN
💰 Price: $340K
🏠 Duplex | 2 bed / 1 bath each unit
📐 ~1,800 sqft | Separate utilities
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💸 CURRENT INCOME:
• $3,070/month rents
• + Garage + parking upside (~$400+/mo potential)
• ~$3,400–$3,500/mo stabilized
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📊 EXPENSES (approx):
• Taxes: ~$7K/year
• Insurance: ~$1.4K/year
• Water/Trash: Owner paid
👉 Solid in-place cash flow with upside
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🔥 TERMS (KEY VALUE HERE):
• $125K down
• Seller financing on remaining balance
• 0–3% interest (depending on structure)
• 12 months before payments begin
• Then small monthly payments
• 5–7 year balloon
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🧠 WHY THIS WORKS:
• Low interest debt = strong yield
• Deferred payments = time to stabilize / refi
• No bank qualification needed
• Seller is motivated and flexible
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⚠️ Seller has other interest — prefers a serious buyer who can execute quickly.
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📦 BONUS:
Additional 4plex available (~$520K) if looking to scale.
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📲 Direct to seller
Serious buyers DM or text: 612-407-4168