Investor A puts $75k into the S&P 500. They might hit a solid 15% return ($11,250), but that money is "locked" behind a screen. To buy a car or take a trip, they have to sell the asset and pay capital gains. It’s passive, sure, but they’re playing a waiting game with no tax shield and zero control over the asset's value. Investor B uses that same $75k to BRRRR (Buy, Rehab, Rent, Refinance, Repeat). They buy a $50k house and put $25k into a remodel. On paper, the $8k annual cash flow looks like a 10.6% return but here’s the difference: The Tax Shield. Through depreciation, Investor B wipes out the tax on that cash flow. Investor B keeps the cash; Investor A pays the IRS. The game officially ends at the Refinance. That remodel pushes the appraisal to $100k, the bank hands back your $75k (tax-free). (75% of the ARV) You now have $0 of your own money in the deal, making your ROI literally infinite. You’re still clearing monthly cash flow, but you have your original capital back to go buy House #2. NOW you go and buy another house with that 75k. Five years later, Investor A has one account with 150k. Investor B has used that same $75k to snowball into a 5-house mini-empire worth $500k+ and are STILL buying more houses just off that initial 75k. While Investor A hopes for market growth, Investor B is actively scaling their portfolio and getting wealth off tenant debt pay-down, tax-free refinances, cash flow, and appreciation on the bank's money.

Purchase Price: $45,000 Reno: $23,000 ARV: $90,000 Rent:$600 CURRENT (Can be bumped to $900) MESSAGE FOR DETAILS

Noticing some confusion around the order in which you should be reaching out to people to get started. When do I reach out to wholesalers, realtors, lenders, and boots on the ground? Answer: Doesn't matter the order. Start early. Does not have to be in stages. You don’t need: • A deal • Cash • Lending approved • A contractor lined up To start building relationships. Here’s the real order: 1. Build your network immediately. Reach out to contractors, wholesalers, realtors, and lenders. Be transparent. Tell them you’re building your buy box and team. Explain to the what you are looking for, if you feel comfortable explain to them your funding situation. 2. Clarify your criteria Price range. Rent. ARV. Area. Strategy. Nail this down as you speak to your lender and learn more about what strategy works for your situation. 3. Learn your lending. Schedule a call with Trichelle. Even if you don’t have a deal. Understand: • What loan products fit you • What credit score you need • What LTV you qualify for • How your refinance plan should look 4. Review deals consistently. You don’t have to buy anything. Analyze and do reps checking out deals. Big mistake: Waiting until you have a deal to start calling people. Conclusion: You don’t need a deal to talk to lenders or contractors. You don’t need cash lined up to talk to wholesalers or realtors. You can schedule time with Trichelle (Our lender) no matter where you’re at in the process. Build relationships first. Then move when the right deal shows up.

We will be underwriting deals we have in our pipeline, any of your deals you want us to underwrite, and then a Q&A. Please comment any topics you want us to focus on after the deal underwriting!

Please use the general discussion to ask whatever you want!