if you need a usa phone number and want to use tello or redpocket but don't have esim capability in your phone... you can buy the 9esim device it is a sim card and you put in your phone and then after your phone can use esim like magic https://www.9esim.com/en

eTrade is a brokerage account that gives you a real usa account number, and you can transfer funds there, invest in the stock market , connect other accounts etc. And before many of our client were using it to pay bills seamlessly as well But this month we are getting reports that bill pay has died for ITIN holders. The feature is no longer active and it asks to start a real bank account. But doesn't allow ITIN holders to open an account either. Anyone else find the same with etrade ?

Hi everyone, I am Greek citizen now I am in US, California, a friend of mine recommend me this group and told me I can grow my knowledge and learn about us banking as a foreigner. I dont have ssn or itin yet but I would like to know where should I get started. I have the following: California drivers license and real ID Proof of address (more than 2) Chase and Wells Fargo debit card account. US phone number. I would like to learn, grow and help in this group and would appreciate if anyone can guide me where is the starting point and give me a guide. Thanks

Most people focus on getting an ITIN. Few focus on what happens after. And that’s where the real opportunity begins. An ITIN is not the opportunity itself. It’s the key that unlocks access to opportunities you may not have had before. Business banking.Credit card programs. Higher credit limits. Business funding. Loans and mortgages. Travel points. Cashback. U.S. business credibility. New income streams. But here’s the part many people miss: The paperwork gets you in the door. The strategy determines what you do once you’re inside. I’ve noticed that the people who get the best results are not always the ones with the most money, the best connections, or the most resources. They’re usually the ones who have a clear plan for what comes next. They understand that getting an ITIN is not the finish line. It’s the starting point. Once you have it, the focus should shift to: ✅ Building banking relationships ✅ Establishing personal and business credit responsibly ✅ Staying compliant ✅ Increasing access to funding ✅ Leveraging credit for business growth ✅ Using rewards, cashback, and travel points strategically ✅ Creating systems that support long-term financial growth This is where entrepreneurs can start thinking bigger. Not just, “How do I get approved?” But: “How do I use this access wisely?” “How do I build credibility?” “How do I create funding options for my business?” “How do I turn financial access into long-term growth?” Because getting access is one thing. Maximising it is another. The people who win long term are the ones who don’t just collect documents. They build a strategy. So I’m curious: What’s the biggest goal you’re hoping to achieve after getting your ITIN? Is it business credit, funding, credit cards, banking, travel rewards, cashback, real estate, or something else?

They have a pre-approval application with only soft pull and at the end they will tell you your limit which is cool There are several card themes to choose from and a couple of versions of cards, cash back and rewards. Before you accept , it will ask you if you want to do the hard pull. You will have 30 days to accept the offer. They don't seem to have soft pull requests in the website or app though, although some are reporting you can request this through the secure message system by specifying soft pull only. The preapproval works with ITIN numbers. Also note that there are some users reporting that they were approved with the pre-approval and then declined on the hard pull Let us know what limit you got !