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What are you most interested in right now?
Vote below so we can make the community more useful and focus future posts, guides, and discussions around what people actually need. Choose the option that best matches your main goal right now: After you vote, comment with a little context about where you are starting from and what you are trying to accomplish.
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Welcome and Start Here
I’m US Finance Guide, the admin here. I created this community because there are a lot of people trying to access the US financial system without an SSN, but the information is scattered, confusing, and often incomplete. Some people are trying to open their first US bank account. Some are trying to build personal credit from zero. Some want high-limit credit cards or personal loans. Others are non-US founders trying to handle LLC banking, payment processing, business credit, or 0% business funding. This community is here to bring those conversations into one place. We’ll be sharing practical information, real experiences, approval data points, and step-by-step guidance around US banking, credit, ITIN guidance, personal loans, LLC banking, business credit, and funding. 1. If you’re here, drop a quick intro: Create a new post, so you can earn points and future access to courses... And introduce yourself and write... Where are you based, and what are you working on right now , banking, personal credit, business credit, funding, or something else? 2. Check out the classroom and the getting started course 3 Post in the community, share your data points, what worked, what didn't , struggles. Write your posts so they can help the whole community. Glad to have you here.
### To Those in the U.S. Who Dream of Building Something of Their Own
Across the U.S., so many people are taking chances on their own ideas. Some start with very little. Just an idea, a bit of courage, and the hope of making something better. Of course, it isn't easy. There are failures, financial struggles, and plenty of moments when giving up seems like the easier choice. But I really admire people who keep going, even when things don't work out the first time. I've always believed that one good idea, with the right people and enough patience, can change someone's life. A little about me. I'm a physician and a senior female AI/ML and full-stack engineer based in Berlin, Germany. I've worked with different companies over the years, and one thing I've come to realize is that there's something special about building something that's truly your own. Germany has taught me a lot about careful planning, quality, and long-term thinking. What I admire about the U.S., though, is how people are willing to take risks, try new things, and turn their ideas into something real. My background is mostly in engineering and medicine, but I've always had a strong interest in entrepreneurship, strategy, and how small ideas grow into successful companies. I'd genuinely love to connect with people across the U.S. who have ideas of their own. Maybe you're a college student thinking about your first startup, someone working on a side project, or simply someone who wants to create something different. I'm curious. What are you working on? What kind of idea have you been thinking about but haven't had the chance to pursue yet? I really enjoy talking with Americans, hearing different perspectives, and learning how people approach challenges. You don't need to be an experienced founder or have everything figured out. I'm happy to connect with anyone who's willing to share their thoughts and have a good conversation. Sometimes, a simple conversation is where something meaningful begins. #Entrepreneurship #Startups #Innovation #Founders #USA
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US Bank Account
Hi Everyone, I am new here. I already have an LLC & EIN setup but have yet to get an ITIN. I need to open a US bank account however I don't have many options since I am from the PH. Do you guys have any recommendations? Or any info for me to start?
NASA credit union cards
They have a pre-approval application with only soft pull and at the end they will tell you your limit which is cool There are several card themes to choose from and a couple of versions of cards, cash back and rewards. Before you accept , it will ask you if you want to do the hard pull. You will have 30 days to accept the offer. They don't seem to have soft pull requests in the website or app though, although some are reporting you can request this through the secure message system by specifying soft pull only. The preapproval works with ITIN numbers. Also note that there are some users reporting that they were approved with the pre-approval and then declined on the hard pull Let us know what limit you got !
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No SSN? US banking, credit cards, personal loans, business credit, LLC
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