If I had to start over with a 550 credit score, here's what I would do to get a 750 in 3 months..👇

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Let’s talk about it. A lot of people get pressured by debt collectors into thinking that paying a collection will automatically fix their credit. That’s not always the case. When you pay a collection, the status may change to “paid,” but the account can still remain on your credit report. That means it can continue to affect your score. Credit scores improve when negative items are removed or corrected, not just updated. This is why it’s important to understand your options before making a move. Don’t rush into payments without knowing how it will impact your credit. 💬 Have you ever been told to just “pay it off” to fix your score? Let’s talk about it below.

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