27d • General discussion
⏰ CREDIT TIP: Never Miss a Payment
Did you know that payment history makes up the largest portion of your credit score?
Just one late payment can negatively impact your credit and stay on your report for years.
Here are a few ways to avoid missing payments:
✅ Set up autopay for at least the minimum payment
✅ Add payment due dates to your phone calendar
✅ Set reminders 3–5 days before each due date
✅ Keep a list of all your monthly bills in one place
Small habits can make a big difference over time. Consistency is key when building or rebuilding your credit. 📈
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⏰ CREDIT TIP: Never Miss a Payment
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