Your Business Credit Scores · LetsGetFunded Starter (Free)

Your Business Credit Scores

Unlike your personal FICO credit score, which ranges from 300–850, business credit scores are measured differently. Typically, from 0 to 100 (depending on the credit bureau).

Here’s a quick breakdown:

Dun & Bradstreet PAYDEX Score:

Ranges from 0–100. A score of 80+ is considered excellent.

Experian Intelliscore Plus:

Ranges from 0–100. Shoot for a 75+. A higher score indicates lower risk to lenders.

Equifax Business Delinquency Score:

Typically ranges from 224–580. A higher score indicates lower risk to lenders. I like to see a 425+

These scores reflect how your business manages debt and obligations, and they’re critical for lenders, suppliers, and partners evaluating your reliability.

Want to boost your business credit score? Business credit scores reward early payments. Strive to pay vendors and lenders before the due date whenever possible. Better yet, pay immediately after receiving the invoice.

Before applying for business loans, traditional business lines of credit or SBA business loans, review your business credit and personal credit health. You want to see what lenders will see BEFORE applying for these full documentation type products.

As a business owner, before applying for any financing, you should know what your personal credit reports and business credit reports contain. You want to “see” what the lenders will see before you apply. Are you interested in monitoring your personal credit and business credit reports and scores? If so, please consider NAV. https://nav.nkwcmr.net/c/2632394/164102/2410

It’s only $49 per month. Purchasing your Dun & Bradstreet business credit report is well over $100 for a single report. PLUS, the monthly payment reports as a active tradeline to all three business credit bureaus helping your business establish its own credit score.

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Your Business Credit Scores