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79 contributions to LetsGetFunded Starter (Free)
Business credit card limit
How you doing guys. . Im currently trying to get a 30k business credit card for airbnb arbitrage.(chase) I am keeping about half cash in business checking account. Do you guys think I would be approve for that limit. I have 40k plus limit in total with all my personal credit card combined with 730 plus credit score
1 like • 6h
@Saifye M Exactly — permits, zoning, and the license are the three that can shut a deal down before it starts 🙏 Before you sign anything, just double-check the city actually allows STRs at that address and that the master lease says in writing you can sublease it. What city are you looking in?
0 likes • 6h
Those are three solid markets — just check each city's STR rules first, because they can change a lot from one city to the next 🙏 I'm not doing arbitrage myself, I'm on the credit and funding side helping folks get positioned so they can move when the right deal shows up. Which of the three are you leaning toward most?
The Three Major Business Credit Bureaus
Before we get into who are the three major credit bureaus let’s get this one fact straight. Business credit bureaus are not our friends. They report good, bad, and ugly information on us. Business credit is not covered under the Fair Credit Reporting Act (FCRA). As a result, business credit reports are not private. Anyone can view any business credit report, although there is often a charge for this information. So, who are the “big three” business credit bureaus? Dun & Bradstreet (D&B) Of the big three, D&B is the only credit bureau that focuses exclusively on business credit. They report primarily on how a business interacts with vendors and other suppliers, which is why potential suppliers often look at your D&B reports before they offer your business trade credit. In addition to business-to-business data submitted by suppliers, D&B also looks at public records, industry data and other historical data in your D&B profile to compile their credit scores, of which the PAYDEX Score is the best-known. PAYDEX Score: The 100-point PAYDEX score reflects how reliably you’ve paid your bills and kept your financial obligations to vendors and suppliers that report to D&B. Unfortunately, if you are current with suppliers who don’t report to D&B, that information won’t be included when calculating your PAYDEX score. Because the PAYDEX score is so important, you should encourage current vendors that don’t report your credit history to D&B to do so. You may even want to switch to vendors who do. Other D&B business credit scores include: - Delinquency Predictor Score: This score measures whether or not a business is likely to pay their bills late or go bankrupt over the next 12 months. - Failure Score: This score is designed to predict the possibility that a company will seek legal relief from creditors or go out of business and leave creditors unpaid in the next 12 months. - Supplier Evaluation Risk Rating: This rating predicts the likelihood that a business might stop delivering its goods and services over the next 12 months. - D&B Rating: This rating relies upon company financial statements and other public information to develop an overall rating for a business’s creditworthiness. Making sure that your D&B profile includes accurate, up-to-date financial statements can greatly improve your D&B rating. - Credit Limit Recommendation: Banks and creditors may look at this recommendation, which is based on a business’s size, industry and payment history.
The Three Major Business Credit Bureaus
0 likes • 11h
This is the fact most business owners miss — business credit is not covered under the FCRA, so your business report is not private and anyone can view it. That is exactly why building the file cleanly from day one matters. Dun & Bradstreet, Equifax Business, and Experian Business are the three to watch.
💰 YOU JUST GOT APPROVED FOR BUSINESS FUNDING… NOW WHAT? 👀
Here's the catch: You got approved for $50K, but your business only needs $15K right now. What's your move? A️. Use only what the business needs B️. Use more to speed up growth C️. Review the terms and make a funding plan first D️. Hold off until there's a clearer need 👇 A, B, C, or D? And WHY? Remember: Access to capital is powerful, but how you manage it matters even more. 💯 📞 Want a funding strategy that fits your goals? Book your FREE Onboarding Call: https://skool.letsgetfunded.com/fskool-group-onboarding-book 🚀 Ready for advanced funding strategies? Join Inner Circle: skool.com/100k
0 likes • 11h
A and C — use only the $15K the business needs, and map out the plan for the rest before touching it. 💰 Unused capital sitting there costs nothing; money pulled with no plan costs everything. Discipline is what turns an approval into real growth. 🔥
FROM THE 700s TO THE 800 CLUB!! 😮‍💨🚀
Another client just made some SERIOUS moves with their credit, and we're loving these results. 📈 CHECK OUT THE BEFORE & AFTER: Equifax: 760 ➡️ 812 (+52) Experian: 755 ➡️ 821 (+66) TransUnion: 792 ➡️ 813 (+21) 👇 But wait… there's MORE! ✅ 15 deletions across all 3 bureaus! ✅ Accounts reporting balances as high as $417K deleted! ✅ Multiple hard inquiries REMOVED! ✅ ALL 3 SCORES NOW ABOVE 800! Imagine checking your credit report and seeing numbers like THESE! We're not just celebrating higher scores. We're talking about a cleaner credit profile and a stronger position for future funding opportunities! 💰 Now I'm curious… what's the HIGHEST credit score you've ever had? 👀👇
FROM THE 700s TO THE 800 CLUB!! 😮‍💨🚀
0 likes • 11h
All three scores above 800 — 812, 821, 813 — with 15 deletions behind it. 🏆 That's the 800 Club, earned the hard way. A $417K balance deleted is a whole different life. 🔥
☎️ THE CREDIT HOTLINE IS OPEN! 😂
Your friend calls you and says: "I just got my first credit card. What do I do now?" You only have 10 seconds to give them advice. What's the FIRST thing you're telling them? 👀 No long explanations. Just your best one-liner. 👇 DROP YOUR ADVICE BELOW! Let's see who gives the best advice in 10 seconds. 🔥 📞 Need a credit game plan of your own? Book your FREE Onboarding Call: https://skool.letsgetfunded.com/fskool-group-onboarding-book 🚀 Get more credit + funding strategies inside Inner Circle: skool.com/100k
0 likes • 11h
Pay it in full every month and never spend money you don't already have in the bank.
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@juan-ortiz-7050
Entrepreneur, Credit specialist, helping people change their lifes speaking from experience, transitioning from streets to professional! Higherpower

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Joined Feb 24, 2026
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