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Card Liquidation FAQs - Part 2
Here are some more things to keep in mind when you are turning your next business card approvals into cash! #1 - Can I liquidate a Chase business card and send the funds into my Chase business checking account? The bank will see the similar charge and deposit amounts, regardless of whether a different company is sending the deposit... putting both your checking account and credit card in jeopardy of being closed. Chase (or any other bank) wants to charge the cash advance fees themselves so they are watching for this. This is an easy problem to avoid however - just make sure to send funds to a different bank and you'll have zero problems (e.g. Chase card to BoA checking). #2 - can I liquidate personal cards or send funds to a personal checking account? Yes, this is not a problem. #3 - is my card at risk of being closed by liquidating? No in almost all cases - the bank wants you to spend a lot on the card as that's how they make their money. Millions of businesses throughout the country are making large credit card purchases (even $40k-$50k+) every day. A liquidation transaction may initially get declined and require you to call in to approve the transaction; this is normal fraud prevention. The bank mainly wants to ensure that you are making the purchase yourself and that your card wasn't stolen. Calling the bank in advance to let them know about a large upcoming transaction is often a good practice. Amex is the one card issuer that is finicky - if you have a brand new Amex card in the first billing cycle, you'll only want to liquidate 40-60% of the credit limit initially and wait until the second month to liquidate the remainder. Most all other banks won't have a problem with liquidating the full credit limit. A good professional liquidator can help advise you on your specific situation. #4 - How do I offset the costs of liquidation? A professional company charges a small fee in addition to standard merchant processing fees as they are shouldering all of the risk in the transactions. It's a small price to pay to avoid all risk to your cards, bank accounts, and merchant processors - as well as gaining the ability to liquidate unlimited dollar amounts.
1 like • 5d
Thank you so much man I will be using your services when I start getting high limits!
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2 likes • 14d
@Evan Rugen can I get BRM for chase bank in yakima Washington?
Navy fed
Just got in to navy federal using a certain method it worked now whats a good amount to start warming up the account or how I do it? I dont have much to work with just 9 to 5 job rn
0 likes • 21d
Yeah im just wanting to get good solid comparables so that my access at big credit can kick in. And yeah im thinking of investing in a business. I set up direct deposit already im going to do a pledge loan and get the oops and all that so I can ask for credit you know
0 likes • 20d
@Juan Gomez what you mean fired?
Auto question
If I remove an auto loan from my credit will it close the account?
3 likes • 22d
Is it payed off or what you mean?
Quick Poll for entrepreneurs 👇
If you had access to non-repayable business funding, what would you use it for first? A) Startup costsB) Marketing & adsC) Equipment / toolsD) Scaling an existing business Drop your letter below 👇 I’ve been researching grant programs lately and I’m curious what stage most people here are at.
0 likes • Feb 27
@Tyreeq Maine how much do you know about credit and funding?
2 likes • Feb 27
@Isabel Wachira what kinda business you do?
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Jdot Credit
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@juan-ortiz-7050
New to the game! Interested in learning financial literacy. Out of prison for three years and want better for myself and my fam!

Active 10h ago
Joined Feb 24, 2026
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