We all learn some credit lessons the hard way. 😂 Maybe it was maxing out a card, missing a payment, applying too many times, or just not paying attention to your report. If you could go back, what’s ONE credit mistake you’d avoid? 👇 Drop yours in the comments. You might save somebody else from making the same mistake. Your credit journey isn’t about being perfect. It’s about knowing better and moving smarter. 💯 📞 Want help figuring out your next move? Book your FREE Onboarding Call: Book Your FREE Onboarding Call 🚀 Want more support along the way? Tap into Inner Circle: skool.com/100k

Hey guys, my name is jacob cooper. I’m new here. I am Working to improve my credit. Lets goo🔥🔥

Good morning everyone thank you for allowing me to be in this group I'm having a lot of credit issues and all three credit bureaus I just want to be able to obtain an American Express one day or just have a credit card sitting in my wallet just for a rainy day now I don't mind getting credit repair but I want to see what's out there because I'm trying to get funded not for a business but just to have a high limit card in my wallet for a rainy day

Do you know what industry code Dun & Bradstreet or Experian Business Bureau has for your business? Business bureaus, banks, & other lenders will have on file a business code linked to your business. If you didn’t provide the information, they could have an incorrect high-risk code associated with your business. Every industry has an identification code. All plumbers have the same code. All hair salons will have the same code. The U.S. Government tracks Gross Domestic Product Revenue (GDP) using these codes and it makes it easier to identify the primary activity of the business on tax forms. The two main codes used are the SIC Code and NAICS Code. Standard Industrial Classification code and the North American Industry System Classification code. https://www.naics.com/search/ https://siccode.com/ Lenders, banks, insurance companies and business credit reporting agencies use the two business classification systems to determine if your business is a high-risk industry classification. This means that you could get a denial for a loan or a business credit card and it could be based solely on your business classification. Some codes trigger automatic turndowns, higher premiums, and reduced credit limits. The choice of Industry code is yours. There is nothing wrong with choosing the SIC code which will not get you automatically denied by lenders. My Favorite SIC/NAICS Codes: SIC code 8741/NAICS code 541611, Management Services SIC Code 8742/NAICS code 561110, Management Consulting Services SIC Code 8748/NAICS code 541618, Business Consulting Services. SIC Code 6531/NAICS code 531311 Residential Real Estate Management Remember when speaking with lenders or providing your code to the business bureaus, instead of actively being in your industry, you can use codes that indicate you are a consultant in that industry. Example: Instead of being a real estate investor (which is a high-risk industry), be a business consultant to real estate investors. SIC Code 8748/NAICS code 541618. Or provide management services to real estate investors SIC Code 8741/NAICS code 541611. If using a real estate business code, use SIC Code 6531/NAICS code 531311 Residential Property Management. A lower risk code.

“Good credit would give me more freedom to ______.” 🏠 Buy a home 💰 Access capital 📈 Grow my business 🚗 Get a vehicle ✈️ Travel 👨‍👩‍👧 Help my family Or maybe something completely different. Don’t overthink it. 👇 Fill in the blank below. Your credit isn't just a number — it's about what you're working toward. 💯 📞 Ready to start working toward your next move? Book your FREE Onboarding Call: https://skool.letsgetfunded.com/fskool-group-onboarding-book 🚀 Want more support on the journey? Tap into Inner Circle: skool.com/100k