The 90-Day Profile Prep Window ⏳
Most denials aren’t about your score. They’re about how your profile looks right now.
Here’s what banks want before they say yes:
✅ 90 days of clean, on-time payments
✅ No new accounts or inquiries in the last 3 months
✅ Utilization under 30% (under 9% = 🔥)
✅ Address, phone, and email matching across all bureaus
Bottom line: lenders reward stability. A “quiet” file makes you look like a safe bet even if your score isn’t perfect.
📍 Know your next step at Community Onboarding today at 1 PM ET.
⚡ Want to skip trial and error and fast-track approvals? Inner Circle is the move.
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Evan Rugen
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The 90-Day Profile Prep Window ⏳
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