Most people think funding is one-and-done. Apply for a card, wait for approval, move on. But real capital builders know the game isn’t single plays — it’s bundling approvals. A funding bundle is when you sequence multiple approvals in the same 30–45 day window so that each approval strengthens the next. Done right, this creates a snowball effect — stacking $20K here, $50K there, until you’ve got six figures in new credit lines. Here’s how the Funding Bundle Approach works: 🧱 Step 1: Start With Vendor Tradelines (Low-Risk Foundation) Before you go for banks, build the “reporting trail” with vendors that post to the business bureaus. Examples: - Uline (Experian & D&B) - Summa Office Supplies (Equifax) - Shirtsy (D&B & Equifax) Why it works: Lenders see activity. Even $50–$100 orders show you’re a real business. This step is like laying bricks before building walls. 💳 Step 2: Stack Business Credit Cards (Strategic Timing) Within the same 2-week period, target 2–3 cards that pull from different bureaus. Example play: - Amex (Experian, soft pulls after first card) - Navy Federal Biz Card (TransUnion) - Truist Biz Cash Card (Equifax) Now, you’ve got approvals across all three bureaus with minimal inquiry overlap. 💡 Pro Tip: Keep utilization under 10% from day one. Reported low usage boosts your fundability profile instantly. 🏦 Step 3: Add a Business Line of Credit (LOC) Once your new cards report (typically 30 days), your business profile looks stronger. Now’s the time to approach banks for an LOC. Requirements usually include: - 3 months of business bank statements - EIN docs + LLC paperwork - Proof of deposits (regular inflows, not random Zelle cash apps) Banks like to see stability. Even $3K–$5K monthly deposits can unlock $20K–$50K LOC approvals when paired with a clean personal file. 📊 Step 4: Leverage Merchant Accounts for Extra Weight Don’t sleep on merchant processors. A Stripe or Square account with steady deposits is gold to lenders. It proves cash flow — even if you’re just moving controlled money.

Most entrepreneurs never separate the two — and that’s why they stay stuck. 👉 Using personal credit means: • You carry all the risk. • Your utilization tanks your score. • Banks see you as a “hobby” business. 👉 Building business credit means: • Approvals tied to your EIN, not your SSN. • Higher limits built for growth. • Protection for your personal assets. The difference? One path keeps you hustling paycheck to paycheck. The other creates a scalable legacy with access to 6–7 figures in funding.

We’re seeing a huge jump in members’ points this week... proof the strategies are working. 🚀 What’s your mid-week win? Big or small, drop it below. Your success fuels the whole community. ✨ New here or want to level up? Join the Community Onboarding at 1PM ET 🔗 https://skool.letsgetfunded.com/fskool-group-onboarding-book ✨ Already serious about the next step? 🔗 LGF Pro – www.skool.com/lgf – Done-for-you credit repair to fast-track results 🔗 Inner Circle – www.skool.com/100k – Done-for-you credit repair PLUS daily calls to grow and scale your business

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