When rebuilding, the last thing we need is more inquiries! I have done the NFCU pledge loan which improved my internal score and paved the way to my first credit card! I have found that one of the best ways to raise my credit score and drop my utilization immediately is Credit Strong Revolv. You pay a one time fee and the credit line sppears on all 3 CB! You can do whst I did snd choose to add monthly payments, and after 3 consecutive on time payments, they raise the credit limit $500! 🎉 The payments go into an FDIC insured savings account minus their small interest fee and there’s no penalty for canceling anytime.
Credit strong isn’t a loan you apply for and have to pay off, it’s a credit builder account much like a secured pledge loan from NFCU, but you don’t have to provide ALL the money up front for the instal product. You pay monthly into an FDIC insured savings account minus their small fee. You do pay a one time fee for the revolv product that posts a tradeline on all 3 CB immediately. You can choose to add payments like I did to improve payment history. You can cancel anytime. I like that you are building savings while improving payment history! Win win! 🥳🤩 You can become an affiliate and make $25 when someone signs up with your link! They even have business credit secured loan options, and help establish credit for your kids! I love this company, snd you will too! Help a sister out and help your friends and family ❤️