No matter if your favorite “guru” is still around, keep yourself learning from all sources available. Most are free, some have a fee. Decide if the cost of entry is worth it. Scammers are prolific. Dan from Ohio just got a positive vote from me. Formerly from Radikal Marketer group.

When you see your grandchildren become wonderful people, you may have had a small role in the process. Never underestimate their ability. Never underestimate your contribution.

Back in September I got a SOFI loan for $10000 and I commented and received comments (in the Radikal Marketer group) that got into something of a sticky wicket (some odd bantering back and forth). I initially set out to ~1. Have funds available to family if I were killed or injured on my hunting trip for immediate use. 2. To provide funds for a family member in case they needed help with rent while I was away. 3. Pay a couple months worth of the loan then pay down the loan about 85% and let that reflect some positive attributes of payment history (I didn’t need the loan) and Yada,yada. That created a conversation I quickly tired of. So…I lived, unharmed. Rent got paid. And I found another use for a portion of the funds. I created a business checking account with Novo for a couple grand. I set up a checking account with Chime and set up direct deposit. I will deposit $200 per month for 3 months and receive $350 for my effort upon completion of the term. I also set up checking with Key bank and with deposits from novo and my government monthly, under similar time frame terms, will receive $500. If all goes to plan, I just eliminated 85% of my interest on the loan, in essence . And I’m not done. PNC is in my sights, too. I just love it when nay sayers get me pissed.

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Merry Christmas to all.