@Julia Smith You can't have applied for more than 5 credit cards in a 24-month period (AUs are counted too). This is why you get your Chase cards first! 💯🙏🏽

@A.j. Miller Message me about what? 🤔

@Aleyah Moore If you mean authorized users accounts; trusted family or friends, anything else is costly and risky! 💯

@Adam Rust They don't respond and haven't had any in a while! 🤷🏽‍♀️

@Ahmed Almashhadani If you are falling behind on debt, the best first steps are to communicate with your creditors and create a budget to regain control of your finances. You can explore various options, from self-help strategies and non-profit credit counseling to debt consolidation or settlement, to avoid collections. Immediate Steps & Communication - Contact Creditors Immediately: The worst thing to do is ignore your bills. Reach out to your original creditors as soon as you anticipate a missed payment. Many companies have hardship programs, and they may be willing to work out a new, more manageable payment plan, temporarily lower or suspend payments, or waive fees. - Prioritize Bills: Focus your income on essential expenses first, such as your rent or mortgage, car payments, groceries, utilities, and insurance. - Track Spending & Budget: Create a detailed budget to understand your cash flow, identify where you can cut non-essential (discretionary) spending, and find more money to put toward your debts. - Stop Incurring New Debt: Put away your credit cards and avoid taking on any additional loans to prevent the situation from worsening.  Courses & Professional Help Formal "courses" on debt management are typically offered through non-profit credit counseling agencies or are required if you file for bankruptcy. - Non-Profit Credit Counseling: A reputable non-profit credit counseling organization can provide advice on managing money and debts, help you develop a budget, and may be able to negotiate with your creditors to create a Debt Management Plan (DMP). DMPs often consolidate your unsecured debts into a single monthly payment, potentially with lower interest rates, and aim to have you debt-free in 3 to 5 years.You can find certified counselors via the Financial Counseling Association of America or organizations like InCharge Debt Solutions or GreenPath Financial Wellness. - Debtor Education: A debtor education course is a separate, government-approved course required after you have filed for personal bankruptcy, covering topics like budgeting and money management.You can find approved providers on the U.S. Department of Justice website. 

1. Stay Laser Focus on no more than 2 things 2. Close/Complete my new construction RE project 3. Automate via social media my affiliate marketing links 💯🙏🏽

@Lakisha Wright I'm sure you can, but Chase rules are much stricter than those of Apple card for approve and that no credit pull hack won't work with Chase. 💯🙏🏽