Inner Circle Call Recap: Your Money Set Point
Family — today’s call was 🔥 and I want to anchor one of the most important concepts we touched on, because this alone can change everything.
We talked about Monthly NUT and how to cover it — primarily through real estate.
But then and I went deeper…
We uncovered something much bigger 👇
💰 Your Money Set Point
Every single one of us has an internal money thermostat — a subconscious income set point.
It determines:
  • How much money you believe is “normal” for you
  • How much you allow yourself to earn
  • How much you feel comfortable spending
  • How far you subconsciously let success go before you self-correct
That’s why:
  • Some people never earn more than a certain amount
  • Others “cap out” year after year at the same income
  • Even when opportunity, skill, and effort are present
It’s not intelligence.
It’s not hustle.
It’s subconscious programming.
🧠 We All Have Set Points (Not Just Income)
We all have money set points around:
  • Hotels we’ll stay in
  • Shoes we’ll buy
  • Meals we’ll order
  • Cars we’ll drive
  • What feels “too expensive” vs “normal”
And here’s the key…
👉 As income grows, those set points naturally expand
👉 BUT they can also be intentionally reprogrammed
🔄 The Good News
Your money set point is learned.
Which means it can be changed.
And it’s not hard — but it is intentional.
Once the subconscious shifts:
  • Behavior changes
  • Decisions change
  • Comfort zones expand
  • Income follows
This is one of the reasons people can suddenly make more money with less effort — because they stopped fighting their own internal ceiling.
👀 What This Means for Inner Circle
This group isn’t just about tactics.
It’s about identity-level change.
Over the coming weeks, we’ll continue to:
  • Identify hidden ceilings
  • Heal money beliefs
  • Raise internal set points
  • Align income with calling, not fear
Because you don’t rise to the level of your goals…
You fall to the level of your subconscious programming.
More on this soon.
Sit with it. Pray on it. Journal it.
Powerful work is happening here. 🙏🏽❤️🤠
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Knolly Williams
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Inner Circle Call Recap: Your Money Set Point
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