the goodwill letter move most people dont know about 💎

🚀

real shit. got a late payment draggin ur score down? u can literally just ASK the creditor to remove it. sounds too simple but this shit actually works.

here's the play:

• write a short letter to the CREDITOR. not the bureau

• own the late. dont make excuses

• give real context (job loss, medical, family emergency, wtv it was)

• remind em u been a loyal customer since

• politely ask em to remove the late as a goodwill gesture

send it to the executive office address. not regular customer service. thats the difference between a auto "no" and somebody actually readin it.

one 30 day late can drag ur score 60 to 100 points. gettin it wiped off can bounce u right back up fashoo.

no disputes. no threats. just a real ask from a real person. most people dont even know this works. now u do 🔋

and if u want me and my team to handle all this shit FOR u. the letters. the disputes. the collections. we do it all start to finish: https://www.skool.com/hoodrich-mentorship-5768/about

17 comments

the goodwill letter move most people dont know about 💎