Here’s a tip to raise your profit immediately with NO EXTRA WORK. Call your merchant agency. The one you use to process credit cards. Ask them for a rate review. You want them to lower the amount they charge you to process cards. Leverage: In your conversation use these for leverage: 1: How long you have been with them. They love a loyal customer. 2: You have increased your volume since the last time they did a rate review or since you started. 3: Tell them your projections for growth so they can see themselves making more money from you if you stay. The numbers they give can be confusing. When they come back to you with a new rate, ask them what your monthly and annual savings will be with that new rate. That all goes to your bottom line! **Pro tip: You can do this every 6 months - Especially if you’re growing. Set a reminder in your phone that repeats every 6 months so you don’t forget to call. What will you use the extra money for? (Leave a comment below)