It's the "Christmas" season, and it feels different this year. Not in a loud, obvious way. In a quiet, almost unsettling way. Growing up, I always knew we would end up at my aunt's house and we'd swing by my Papa's house. Simple. Familiar. It came with an understanding of where I’d be—home with the family. My world was small but steady. As I got older, the focus became the kids, the house, and usually gifts for the kiddos Just a gesture that said, "Merry Christmas" with love. Now people ask, “What are you doing for the holidays?” And that question hits harder than it should. Because the honest answer is… I don’t know. Zoé was born in December and spent time in the NICU. Her 1st Christmas was in the NICU and I had a hard time splitting my attention between opening gifts with the family and wanting to get to her incubator and sit with her.... This year, she's 12 and I feel like I'm right back in that moment of what do I do for Christmas.... there’s no assumed rhythm. No Grandmommie or Papa. No shared moment with my first cousins that says, we still know each other in this way. Instead, there’s space. And space is emotional. It forces you to notice what’s missing. It makes you realize how much of your identity was wrapped up in times long passed. This year I've said I'm a Scrooge... we're not really celebrating. The tree is up but not decorated and that's not usually me. This year isn’t different because something bad is happening. It’s emotional because I'm acknowledging that something ended. And with it, the version of holidays I was used to. It's been slowly happening for 12 years.... But here’s the truth I’m leaning into: different doesn’t mean worse. It just means unfinished. This holiday isn’t about plans or parties. It’s about acknowledging that I’m standing in a transition. I’m allowed to feel a way. I’m also allowed to imagine a future where this season looks like something I want to take part in—not something that just happens around me. So if Christmas is quiet, that’s okay. I just have to convince my kids and grandkids.....

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If you're flipping houses, building wealth through real estate, or planning your investment strategy for 2025 and beyond, this is HUGE. The One Big Beautiful Bill Act just became law, and it's packed with permanent tax advantages for real estate investors and entrepreneurs. Let me break down what actually matters: 🏠 KEY WINS FOR REAL ESTATE INVESTORS: 1. Mortgage Interest Deduction – NOW PERMANENT The $750K cap on mortgage interest deductions is locked in permanently. If you're leveraging debt to build your portfolio (and you should be), this stays in your favor. 2. Capital Gains Tax – 0% Rate Still Available For 2025, single filers with taxable income under $48,350 and married couples under $96,700 can still take advantage of 0% long-term capital gains. Strategic timing on your flips and sales just got more valuable. 3. SALT Deduction Cap Increased State and Local Tax deductions got a boost for 2025-2029. More money stays in YOUR pocket instead of going to taxes. 4. Estate Tax Exemption – PERMANENT INCREASE Family-owned real estate businesses can now pass wealth to the next generation without confiscatory taxes. This is generational wealth protection. 5. Bonus Depreciation & Interest Deductibility Extended The TCJA provisions that made real estate investing more profitable? They're extended and in some cases enhanced. BOTTOM LINE: This bill makes it easier to leverage debt, protect profits, and build generational wealth through real estate. The game just got better for those who know how to play it. And You may not agree with his politics on other matters don't we don't discuss in this group but we will find the Angles that will help us as entrepreneurs... This is the Art of War as Business people so you must check your emotions and stay focused on your goal. You are training yourself to become a samurai in the battlefield of business so don't let social media mess with your head... What does this mean for YOUR strategy? - Review your 2025 flip timeline for capital gains optimization - Consider how estate planning fits into your long-term wealth building - Maximize deductions while they're at their peak

The AI Revolution Across All Business Lines Artificial Intelligence isn't just a buzzword—it's a fundamental shift in how we operate across every sector of business. From real estate to insurance, tax preparation to credit repair, AI is breaking down silos and creating unprecedented opportunities for efficiency, accuracy, and profitability. Why AI Crosses All Business Lines: - Universal Data Processing: AI excels at analyzing massive datasets, whether it's property comps, insurance risk assessments, tax code changes, or market trends - Pattern Recognition: Machine learning identifies patterns humans miss, applicable to customer behavior, market cycles, and investment opportunities - Automation of Repetitive Tasks: Frees professionals to focus on high-value activities like client relationships and strategic decision-making - Predictive Analytics: Forecasts outcomes across industries—property values, claim likelihood, tax savings, market shifts - 24/7 Availability: AI-powered chatbots and assistants serve clients around the clock, increasing conversion rates and customer satisfaction AI Use Cases for Real Estate Investors & House Flippers 1. Property Acquisition & Deal Analysis The Challenge: Sorting through hundreds of potential properties to find the hidden gems that offer maximum ROI. AI Solution: - Predictive Analytics Tools analyze MLS data, tax records, and market trends to identify undervalued properties before they hit the market - Machine Learning Models calculate ARV (After Repair Value) with 90%+ accuracy by analyzing comparable sales, neighborhood trends, and property features - Computer Vision assesses property condition from photos, estimating repair costs before you even visit the site Real-World Application: Upload property photos to AI platforms like Restb.ai or use Reonomy's AI engine to get instant renovation cost estimates and ARV predictions, cutting your deal analysis time from hours to minutes. 2. Renovation Planning & Cost Estimation

Have a Happy Thanksgiving everyone! I hope this week is filled with laughter and great memories with your loved ones. -Will Garner