Have our lenders been cheating us and ADDING a week to our files?
Over our last 6 loans, we’ve gotten conditional approvals in an average of 8 days.
8 DAYS.
Before that, it was closer to 2 weeks.
🤔 Why does that matter to you?
Because a single week can make or break a deal.
- Tight close of escrow with a difficult seller? That week can save the deal.
- Hard money loan with a balloon due in 30 days? That week can save the deal.
So why, after 30+ closed deals, are we just now seeing better speeds from our lenders?
It’s not the fruit baskets I send them after closing (iykyk 😉).
But rather, we’ve dialed in our processing and now know exactly what has to be in the file upfront to get it moving fast.
That means:
👉 Cleaner submissions
👉 Fewer back‑and‑forths
👉 Files hitting underwriting sooner
👉 Approvals earlier, so closing is a lot less stressful
Specializing in investor loans has let us learn how these lenders work inside and out, and use that knowledge to our borrowers’ advantage.
If you’ve got a deal and you’re nervous it won’t close on time, it’s worth asking and pushing on:
⭐ “What exact documents do you need to get this file into processing today, not just ‘started’?” ⭐
Most investors never ask that question. But the ones who do usually get to the finish line faster.
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Jada Thoele
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Have our lenders been cheating us and ADDING a week to our files?
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