We just had an investor call with this exact scenario.​ My usual response is, “Sorry, we can’t work with primary homes.” However, this one was different. Most questions I get about DSCR and primary homes are about house hacking: 1. Buy a 2–4 unit 2. Live in one unit 3. Rent out the others What many don’t realize is that DSCR loans are **required** to be non‑owner‑occupied. It’s prohibited for the owner to live in the property. Now, like I said, this situation was different. These borrowers were moving OUT and wanted to rent what used to be their primary home. In that case, here’s the key: As long as they’ve established a new primary residence and it’s reflected on their driver’s license for the last 2 months, they’re good to go for a DSCR on the old home. So instead of selling a perfectly good house, they can: ⭐ Move into their new primary ⭐ Keep the old one in their portfolio ⭐ Turn it into a cash‑flowing rental ​Why sell a solid asset when you can keep it and let a tenant pay it down? 😉 ❓For the group: - Have you ever turned a former primary into a rental? - Did you refi it first, or rent it as‑is and refinance later? Share what you did and what you’d do differently now. If you’re considering this move and have questions, drop your scenario in the comments and we can talk it through together.

Investors kindly provide your contact information, or feel free to message me directly at [email protected] i have an investment opportunity to share. Best regards, Russell Morgan

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Let’s make close some deals. Don’t let one no deter you from getting the deal done! Come work with someone that can help you scale. Rates are dropping mean better terms and more money in your pocket. DSCR, fix and flip, bank statemen loans, New construction loans, refinance, and more!!! Deals deals and more deals are closing everyday! Some of you are sitting back over thinking the process when I am here to help close your deals! Don’t waste 2026 DSCR, hard money, fix and flip, bank statement, 1099, Commercial, ITIN Let’s start the week closing deals! I am a a direct lender everything is done in house . We can close deals other lenders might not be able to close. Let’s work and get your deals closed We lend up to $30 million DSCR, hard money, fix and flip, commercial and more. This can be the week for your next deal or your first deal!! I am a direct lender so we do everything in house from processing, underwriting and lending the money!! If you meet our criteria we will get you to the closing table fast! DSCR LOANS, fix and flip, commercial loans up to 30 million, HELOC, Construction loans, and more!! Time to get these deals done Email: [email protected]

This week taught me something important 👉 Progress isn’t always visible immediately Sometimes you’re building skills, confidence, and understanding behind the scenes And that still counts 👇 What did this week teach you?