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Aug 6 •
Tired of Watching Others Win? It Is Your Turn
🚨 We Are Ready When You Are! 🛑 Stop watching, start doing 💼 It’s YOUR turn to take control of your business credit & obtain capital 🎯 FTCA includes: ✔️ VIP treatment-1-on-1 consultant provided to everyone ✔️ 1-on-1 coaching calls UNTIL you reach your goal ✔️ We know what vendors, what funding options, what lenders, and who to speak with to get you the credit & capital you are seeking. Let’s do this quickly! ✔️ Business-building and personal credit-building tools to start strong 🚀 Ready to stop wondering and start building your empire? Join now → https://www.skool.com/fast-track-capital-academy-1577
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Aug 21 •
The Smart Way to Build a Fundable Profile
Let’s be real! Getting funded isn’t about cutting corners or magical hacks. It’s about building your business foundation and getting your personal credit that banks actually trust. Step 1️⃣: Tighten up your persona credit and establish your business credit. Get your current credit card utilization down under 30% utilization, then under 10%. It is not magic, just discipline. Build business credit files and scores with Dun & Bradstreet, Experian Business, and Equifax business bureaus. Step 2️⃣: Build real bank relationships. Do this with multiple banks. Have consistent deposits, use their products (savings & checking accounts, credit cards), show healthy activity. It’s a long game, not a one-week sprint. Banks are relationship-oriented lenders. Make them comfortable. Step 3️⃣: Apply for vendor and cash credit lines strategically. Timing and sequencing here is everything. Spray-and-pray applications only get you denials. 📌 Want help putting this together the right way? Join my community and get 1-on-1 help.https://www.skool.com/fast-track-capital-academy-1577/about?ref=2c24e4c2909a456d8c58afea89d5f752 🚀 Ready to skip the trial & error?
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Aug 8 •
Have a Relationship from Banks You Are Targeting for Credit Lines
It pays to have a relationship from banks you are targeting for credit lines. Many banks and other financial institutions utilize “internal credit scores” in addition to the traditional credit scores from credit bureaus (like FICO or VantageScore) to evaluate the creditworthiness of their current clients. Comprehensive view: While credit bureau scores provide a general assessment of credit risk, banks can gain a more holistic and in-depth understanding of a client's financial health by incorporating their own internal data and insights. Behavior scores: Internal scoring models, sometimes called "behavior scores," leverage the bank's own data on a client's banking behavior, transaction history, loan repayment patterns within that institution, and more. Benefits for existing clients: These internal scores can be particularly valuable for managing existing accounts, determining credit limit increases, and offering relevant financial products (like mortgages, credit lines, or auto loans) to current customers based on their demonstrated financial behavior with that specific institution. Faster and more personalized decisions: By using internal data, banks can potentially make more timely and tailored lending decisions, especially when combined with alternative data sources and machine learning techniques. In essence, while traditional credit scores provide a general guideline, banks utilize internal credit scores to refine their risk assessments and offer more targeted financial solutions to their existing client base. If you have a personal checking account, savings account, or personal credit card in good standing with your targeted bank before applying you will probably get higher credit line offers. Tip: Don’t apply online. Go to a local branch and meet with a Business Relationship Manager (BRM). Form a relationship. You receive higher credit lines with your BRM than online.
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13h •
NAV Membership
As a business owner, before applying for any financing, you should know what your personal credit reports and business credit reports contain. You want to “see” what the lenders will see before you apply. You will also want to have your financials updated (i.e., profit & loss statement, balance sheet, income statement, etc.). Are you interested in monitoring your personal credit and business credit reports and scores? If so, please consider NAV. What is Nav? Nav brings a new approach to how a small business owner deals with credit by combining the power of seeing multiple credit reporting bureaus for both personal and business credit in one place. Their credit monitoring service has been featured on Fox Business News, CNN Money, TechCrunch and more. NAV is the only online provider that provides you access to your personal credit reports and scores from Experian and TransUnion and your full business credit reports from Dun & Bradstreet, Experian, and Equifax. Typically, you must pay $50.00-$150.00 to Dun & Bradstreet, Experian, or Equifax for a single business credit report. NAV is the only website you can obtain your FICO Small Business Scoring System (SBSS) Score. The score used to pre-screen applicants for the SBA's largest loan program, the FICO SBSS combines both personal and business credit data and can help unlock some of the largest-dollar, lowest-rate financing options lenders offer. We highly recommend the Business Loan Builder! Business Loan Builder ($49.99 mo.)What’s included: Full Experian and TransUnion personal credit reports and scores Full business credit reports from Dun & Bradstreet, Experian, and Equifax. MatchFactor powered financing marketplace (They use your business credit and personal credit to match you with lending programs and credit cards you have a good chance to qualify for) Cash Flow alerts 1-on-1 access to Credit & Lending Specialists Dispute errors on business credit reports Full service identity restoration w/dedicated identity specialist*
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14d •
Business Credit vs. Personal Credit
Using personal credit for everything keeps your limits small and your utilization high. Building true business credit means: ✅ Bigger approvals without hurting your score ✅ Space to grow without maxing personal cards ✅ Safer profile while lenders see you as fundable
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Designed for serious entrepreneurs who want capital now. Real strategies & real cash funding. 1-on-1 sessions with a 20-Year Credit & Funding Expert.
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