Shout out to and for hopping on the call tonight! I'm not dropping the recording in here because I was having technical difficulties -- but I did promise you a worksheet, so here's that! As I've been working with people over the years, what I've learned is most people don’t actually have a spending problem -- they have an ambiguity problem.
A Zero-Based Budget fixes that because every dollar gets a job. It means there's no confusion, no guilt and no “where did my money go?” moments.
This one covers:
💰 Income streams
🏡 Housing & utilities
🚗 Transportation
👗 Clothing
🍔 Food
💊 Medical
📚 Personal
🛡️ Insurance
💳 Debts
🎉 Recreation
…and sinking funds (the secret weapon nobody teaches you).
If your money feels like it’s leaking out of 100 tiny holes, this is the fix.
Clarity = confidence and Zero-Based Budgeting isn’t about restriction. It’s about intention. It’s about giving every dollar direction so your life stops feeling chaotic and starts feeling designed.
Your homework for the week is to either with pencil and paper, or a spreadsheet, write down all the categories you want in your budget and all of the line items you want added to in said category.
Then, we will walk through this live on next week's call. Drop a ⭐ below if you'll be there.