Shout out to @Jeff Baer and @Demetra Lambros for hopping on the call tonight! I'm not dropping the recording in here because I was having technical difficulties -- but I did promise you a worksheet, so here's that! As I've been working with people over the years, what I've learned is most people don’t actually have a spending problem -- they have an ambiguity problem. A Zero-Based Budget fixes that because every dollar gets a job. It means there's no confusion, no guilt and no “where did my money go?” moments. This one covers: 💰 Income streams 🏡 Housing & utilities 🚗 Transportation 👗 Clothing 🍔 Food 💊 Medical 📚 Personal 🛡️ Insurance 💳 Debts 🎉 Recreation …and sinking funds (the secret weapon nobody teaches you). If your money feels like it’s leaking out of 100 tiny holes, this is the fix. Clarity = confidence and Zero-Based Budgeting isn’t about restriction. It’s about intention. It’s about giving every dollar direction so your life stops feeling chaotic and starts feeling designed. Your homework for the week is to either with pencil and paper, or a spreadsheet, write down all the categories you want in your budget and all of the line items you want added to in said category. Then, we will walk through this live on next week's call. Drop a ⭐ below if you'll be there.

Hey Rockstars! 👋 Our budget class kicks off on Monday and I can’t wait to dive in with you. ⏰ Time: Please vote on the options below 🎥 Replay: Yes -- everyone will get the replay 📄 Worksheet: You’ll get a fillable worksheet you can start using right away You'll leave the course with a full, usable budget but we're going to start with the fundamentals! This first session sets the foundation for the entire course, so try to catch it live if you can -- but no stress if not. You’ll still be able to follow along step-by-step. Drop a 🎸 if you’re joining live!

Hey Rockstars! I’m building out the Budget Challenge for the community, and before I finalize anything, I want your input so it fits you, not just what I think you might need. Here’s what you’ll already get: - A custom-designed Every Day Rockstars budget spreadsheet - A complete budgeting checklist to make sure nothing gets forgotten - A supportive, step-by-step challenge to help you actually use your budget Before I layer anything else in, I want to make sure the challenge feels simple, practical, and not overwhelming. So I have two questions for you: 1. How many weeks (or lessons) do you think this challenge should be? Something short and powerful? Or a multi-week process with accountability? 2. What questions do you have about budgeting? Anything you struggle with, avoid, or feel confused by? Right now I am leaning towards a live call/series that is recorded for playbacks for anyone that missed it. I also might include a few bonus elements, like a monthly live call where we all set our budgets together, but I only want to add those if they genuinely help you and don’t overload the challenge. Your feedback will shape the entire structure, so drop your thoughts below. Let’s build this in a way that feels clear, doable, and empowering. 🖤🔥 @Keith Marvicsin @Krista Brea @Demetra Lambros @Jeff Baer @Scarlett Wieliczki @David Shepherd @Joe Salvucci

If you're anything like me, you love a good deal... but only if it’s actually a deal. There are 361 days until it pops up again, so the time to plan is NOW! Here's the truth: Black Friday can either be your financial best friend or a chaotic, inbox-flooded disaster. So here’s how I make it work for me. 🆂🆃🅴🅿 1: 𝗖𝗹𝗲𝗮𝗻 𝗨𝗽 𝘁𝗵𝗲 𝗜𝗻𝗯𝗼𝘅 𝗖𝗹𝘂𝘁𝘁𝗲𝗿 Leading up to Black Friday, EVERY brand you’ve ever bought from (or even briefly flirted with at 2am) is going to email you. This is the perfect time to: 1. Unsubscribe from all the random brands you don’t want to hear from ever again. 2. Make a “Black Friday List” of the brands you do actually like, even if you didn’t purchase from them this year but might in the future. This gives you targeted deals, not noise. 🆂🆃🅴🅿 2: 𝗨𝘀𝗲 𝗮 𝗟𝗶𝘃𝗶𝗻𝗴 𝗚𝗼𝗼𝗴𝗹𝗲 𝗦𝗵𝗲𝗲𝘁 I keep a simple Google Sheet (photo attached) that I update year-round as new brands or ideas pop into my head. Things like: - “Oh, those leggings look amazing.” - “My friend had that travel bag -- I want that.” - “Ooh, a juicer… one day.” Everything goes in the sheet with columns for: - Company - Item - Budget - Actual Price Paid - Purchased (Y/N) - Notes It keeps me organized, intentional, and out of impulse-buy territory (I have another hack for this, too!) 🆂🆃🅴🅿 3: 𝗜𝗱𝗲𝗻𝘁𝗶𝗳𝘆 𝗔𝗻𝘆 𝗕𝗶𝗴 𝗣𝘂𝗿𝗰𝗵𝗮𝘀𝗲𝘀 𝗘𝗮𝗿𝗹𝘆 This year I had two bigger purchases in mind: 1. Luggage Upgrade My carry-on ripped recently, and honestly… I’ve wanted a hard-shell, spinner-wheel suitcase for YEARS. Black Friday was the perfect time. 2. My Kuvings Juicer This juicer has been on my wish list forever and the price has been climbing. I ended up getting it for basically the price it was three years ago when I first wanted it. THAT is a Black Friday win. 🆂🆃🅴🅿 4: 𝗦𝗲𝘁 𝗬𝗼𝘂𝗿 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗕𝘂𝗱𝗴𝗲𝘁 (𝗮𝗻𝗱 𝗦𝘁𝗶𝗰𝗸 𝘁𝗼 𝗜𝘁… 𝗠𝗼𝘀𝘁𝗹𝘆) I gave myself $1,000 this year to spend on me. I went over by about $130 😅 mostly because I bought a more expensive suitcase AND the packing cubes to go with it (no regrets).

🅲🅷🅴🅲🅺 🆃🅷🅸🆂 🅾🆄🆃 𝐈 𝐟𝐨𝐮𝐧𝐝 𝐭𝐡𝐢𝐬 𝐜𝐨𝐨𝐥 𝐟𝐨𝐧𝐭 𝐬𝐭𝐲𝐥𝐞𝐫 𝐭𝐡𝐚𝐧𝐤𝐬 𝐭𝐨 𝐚𝐧𝐨𝐭𝐡𝐞𝐫 𝐜𝐨𝐦𝐦𝐮𝐧𝐢𝐭𝐲 𝐈'𝐦 𝐢𝐧. 𝕱𝖎𝖌𝖚𝖗𝖊𝖉 𝕴'𝖉 𝖕𝖆𝖘𝖘 𝖙𝖍𝖎𝖘 𝖆𝖑𝖔𝖓𝖌... 𝕁𝕦𝕤𝕥 𝕚𝕟 𝕔𝕒𝕤𝕖 𝕪𝕠𝕦 𝕟𝕖𝕖𝕕 𝕥𝕠 𝕖𝕞𝕡𝕙𝕒𝕤𝕚𝕫𝕖 𝕒 𝕡𝕠𝕚𝕟𝕥! ʎoɾuƎ 🙃 https://www.onlinecommunitylaunch.com/text-styler