Well - I just got my annual company bonus from work and decided to use most of it to pay down majority of my credit card debt, and take $1k for savings. It feels good to get that in check but now I need to find more pockets of time to actually audit my expenses and cut out un-necessary subscriptions and other stuff on annual bill that I know is likely to hit my card in the near future. Thanks @MJ Berst for motivating me to take some financial action.

I work in the service industry so I get tips in apps all the time. Venmo is my favorite! But I noticed with digital money I treated it like it wasn’t really there. It became an invisible money that I would go use when I wanted to “shop and scroll” for comfort or escapism. After MJ’s influence of giving every dollar a job. I now use the digital money as part of my “meal train” giving for people who need support in daily life struggles. I made a Rule: every tip has to go through the 70/30 split and what is left can go back into the digital wallet after I’ve accounted for it as income. I spent years leaking money because of a refusal to “look” at my habits and take responsibility for my actions. Wow what a gut check. I hope my story inspires you to set some new rules and stop the money leaks. Are there any areas where you are leaking? How do you allocate digital funds? Do you have rules for them?

Let’s get to know each other a little! If you’re new here, take a minute to drop an intro in the comments. Nothing fancy -- just share: - Who you are / where you’re from - What brought you here - Something fun or unexpected about you (hobby, favorite food, weird talent, etc.) I’ll go first so you don’t have to be the guinea pig. Can’t wait to meet you all!