So my friend — let’s call him Rock — locked up a property for $300k.
The seller was cool with carrying a note for $100k...
…but they wanted $200k upfront, non-negotiable.
💡So Rock went out and got a DSCR loan for $200k.But he needed a $100k down payment for that loan.
That’s where I came in — I funded the $100k temporarily.
On the second leg of the close, the title company drafted the seller carryback note for $100k.
✅That let me get my money back plus my fee,
✅The seller got their $200k in cash,
And Rock?
✅He just bought a $300k property with zero of his own money.
That’s the power of the Morby Method.
Creative finance done right.
📩 If you’re trying to structure something like this — or want to learn how the pieces come together — drop a comment or DM me.
Always happy to help 🤝