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10 contributions to Dirty Title Goldmine
Credit Card Judgements
Has anyone successfully negotiated a CC judgement down? We routinely come across properties with deceased owners with CC judgements that are 20+ years old, but the CC company has refiled every 5 years so they're enforceable. We're looking at one now with 2 judgements from Captial One that were first filed in 2008 at $800 and $1000 with 24.9% interest, so they're huge now (we're in Ohio).
3 likes • 14d
@Bill Harmon is there no limit in Ohio on the number of times they can refile it?
3 likes • 11d
@Brian Bagnall crazy...
Disbarred Real Estate Attorney as a Seller
Came across a Tax defaulted SFH with an inactive real estate attorney. I've skipped traced his number which coincidentally has a voicemail saying its not the person we're trying to reach. I've read about being proactive about profiles on some of these forums. Would you reach out to someone like this? My gut says move onto the next.
0 likes • 18d
@Ellis San Jose do tell...
Your Favorite Initial Indicator
I am curious what everyone's favorite initial indicator is for going after their deals. It seems like the most common one mentioned by all of the top people in the space is delinquent taxes which is something I have never really looked at. For over 25 years...foreclosures have been my favorite arena to operate in and what I spend 90% of my time on. We target them specifically and find that when they have additional problem markers (dead owners/no probate, abandoned probate, large liens or judgments) they present great opportunities that most other investors walk away from because they don't know how to deal with these problems. A distant second place would be deals that have fallen out of contract due to title issues. How about you? What is your favorite place to start the hunt?
6 likes • Jun 16
@Aaron Page I pull the county records weekly. Do a couple of minutes of research on them and drive the ones I like. The vacants are the gold from past experience.
1 like • 27d
@Chris Yunakov exactly what we do but I am sure there are other clues we are missing.
Curative “The liability time bomb”
Does this sound familiar “I have a partial ownership for x% and I’m on the deed, just need help getting the rest so I can flip this property for big bucks!” If you are an owner of record , no matter how small the percentage you can be held 100% liable for what happens on that property…. Was there an opening in that boarded up house , an empty pool , did someone get injured or god forbid die? The risk may be small but are you willing to roll the dice? Part of this course will address this, I don’t just focus on the possible big scores. I shared this with a young investor I met in Tulsa “My wish for you is to only have to build your fortune ONCE, and not lose it because you were careless and only were taught how to play offense and not defense to protect what you have achieved “
3 likes • Jun 7
@Jay Kibbee trusts are great. We never buy a property without one. The problem comes in with those who think they are asset protection. They ARE in the sense that they afford you privacy when done correctly but that is where any protection they offer stops. An LLC as BI is almost always how you want to be set up. This is why all the chest thumpers annoy me. "Look at all the stuff I own!" When ego and bragging rights are more important than privacy, it hangs your backside out there for all kinds of people who feel like they deserve something you worked for. I consider trusts to be just another hurdle that has to be cleared before someone can actually get at your assets. Just a hurdle...not a real protection once they have you.
1 like • Jun 16
@Ellis San Jose exactly. Them not doing inspections, so they don't really know the nature of what is going on, doesn't make an actual payout likely.
Guru Time
Now a giant Wholesaler is pushing this...no bueno. I know they won't understand how to do this, just sucks that our leads are gonna get blasted by wholesalers now who don't know what they're doing
Guru Time
4 likes • Jun 9
@Shango Collier I 100% agree with this. Until we address the education situation going on in real estate right now, we are going to see more and more legislation come in trying to corral all the bad actors these poor educators produce. Experienced, ethical operators will suffer the consequences along with the rest.
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William Tingle
4
85points to level up
@william-tingle-2621
Creator of Sub2Deals.com over 27 years ago. An active investor for almost 30 years. I buy houses, teach others how to buy, and create millionaires.

Active 2h ago
Joined May 13, 2026
Northwest Arkansas
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