I’m going to keep dropping these gems so yall know how to fix your own credit while going through the program 💪🏽🔥😘 💡 WHY THIS MATTERS Before we even touch accounts… 👉 Your personal information section is the FOUNDATION of your credit report Old addresses, wrong names, and outdated employers can: - Keep negative accounts tied to your report - Make disputes harder to win - Cause your report to look inconsistent 💥 Cleaning this up first = stronger disputes + better results 🔹 STEP 1: Pull Your Credit Reports Go to: - Experian - Equifax - TransUnion 👉 Or use AnnualCreditReport.com (free) ✔️ Download or screenshot your full reports 🔹 STEP 2: Log Into Each Credit Bureau You must do this separately for each bureau: - Create/login to your account - Navigate to:“Disputes”“Help Center”“Credit Report Assistance” 👉 Look for “File a Dispute” STEP 3: Enter the Dispute Portal Once inside: ✔️ Select “Start a New Dispute” ✔️ Choose the category: Personal Information 🔹 STEP 4: Review Your Personal Information Section This includes: - Names (including misspellings) - Addresses (past & present) - Employers 🚨 This is where most people rush — don’t. Go line by line. 🔹 STEP 5: Remove Old / Incorrect Addresses What to look for: - Old apartments - Addresses you never lived at - Typos or incomplete addresses What to do: ✔️ Select the address ✔️ Choose: “I never lived here” OR “This is not my address” 💡 KEY RULE: - REMOVE addresses that are:❌ Outdated❌ Incorrect❌ Not tied to active accounts ⚠️ IMPORTANT (READ THIS) If you get a pop-up saying: “This address is linked to an account” 👉 DO NOT REMOVE IT YET Why? - That address is helping “verify” that account - Removing it too early can slow down disputes ✔️ Only remove addresses NOT connected to any accounts 🔹 STEP 6: Remove Incorrect Names Look for: - Misspelled versions of your name - Nicknames you didn’t use for credit - Completely wrong names

Good morning I woke up to some great news this morning an email saying my credit score went up 97 points woot woot only 1 round 🥳

Friends! My first round of disputes went out today. Now to trust the process :) 🙏 Dear Heavenly Father we come to you today. Please cover us today tomorrow and the next days to come. Please cover these disputes and Please wipe off those collectors who keep hanging on. Clean and Clear our credit like you clear our minds and provide me/us with endurance and strength for the growth that we are about to endure. In are all Mighty Jesus name Amen!

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Hello, everyone I’m Tinikia I’m new to the group