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Owned by Ciera

Rich Credit Academy

497 members • $89/month

A wealth-building academy offering free credit repair and step-by-step guidance on saving, budgeting, credit, homeownership, business credit and more

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48 contributions to Rich Credit Academy
How to make $200 a day
We’re live now! Hop on https://us06web.zoom.us/j/89319297753
How to make $200 a day
Live on zoom NOW
@CreditLadyC is inviting you to a scheduled Zoom meeting. Topic: RCA Monday Motivation Time: This is a recurring meeting Meet anytime Join Zoom Meeting https://us02web.zoom.us/j/86147464461?pwd=na0o2SV3hnSF8CguEAjoUHJwDE3OBB.1 Meeting ID: 861 4746 4461 Passcode: 768355 --- One tap mobile +13126266799,,86147464461#,,,,*768355# US (Chicago) +16469313860,,86147464461#,,,,*768355# US Join instructions https://us02web.zoom.us/meetings/86147464461/invitations?signature=g4tEhjjcdAuaJh0MiQF3MaIaUIUMfD1fzbkjz7PCsT0
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WIN
WINNING. We sure have come a long way!!!
0 likes • 12d
Yes!!!
Join me live now for Credit Education
I’m going live tonight at 7:00 PM ET for a special session: The Credit Masterclass. I’ll be breaking down how to: - Understand your credit report - Build your credit the right way - Leverage it to create real opportunities If you’ve been wanting to get your credit together or take it to the next level, you definitely don’t want to miss this. Tap in here: https://us02web.zoom.us/j/83112837937?pwd=m7oilTp5wpq2LyU8peN0OXdwKelIr6.1
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Join me live now for Credit Education
24 Hour Hard Inquiry Removal Hack
1st Contact each credit bureau. Experian 1-855-411-6048 You will provide your social security number and then press 2, then one, then two, then three.(options are subject to change) but the goal is to ask to speak to the fraud department. Equifax 1-888-548-7878, request the fraud department. TransUnion 1-800-916-8800 press 0 to speak to a representative and ask the representative to transfer you to the fraud department Once you get someone on the line in the fraud department tell them that you noticed some unauthorized inquiries on your report. According to the Fair Credit Reporting Act, legally these unverified and unauthorized items must be removed. If they ask you about submitting a FTC / police report of these accounts, say you have already completed that step. If they ask you if you contacted the original creditors, again, say yes you have completed that step. They may place you on hold, just to do some data entry but don’t worry. When they come back they should say they will investigate and it may take up to 30 days to complete the investigation. However, the following business day, all of the inquiries you asked to get deleted should be deleted. Equifax may take longer, but no more than 48 hours. *This is an inquiry deletion hack. This does not mean every inquiry will be removed 100% of the time. If you encounter an issue or someone that doesn’t provide help then hang up and call back to get a different representative.
0 likes • 25d
@Shenita Smith yes ma’am let me know how it works 🙌🏽
0 likes • 13d
@Sasha Hawkins No, this is just remove the hard inquiries off of your credit.
1-10 of 48
Ciera Frazier
5
351points to level up
@ciera-frazier-9246
Ciera Frazier

Active 1h ago
Joined Oct 30, 2025
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