I just want to take a moment to share my journey because this right here means EVERYTHING to me. Not too long ago, my credit scores were LOW… I’m talking about being in the 480s and 500s 😩 Doors were closed, and homeownership felt completely out of reach. But I made a decision to stop accepting that and start doing something about it. With consistency, discipline, and a whole lot of faith, I stayed committed to the process. Huge shoutout to Rich Credit Academy for helping guide me, but let me be clear—this also took real work, real sacrifices, and real dedication on my end. Fast forward to today… my middle score is now a 646 📈 And I’m PROUD to say I am officially in the process of BUYING MY HOME 🏡✨ A special thank you to my realtor, Zenovia Wilson, and my lender for truly being my DREAM TEAM 💥🔥❤️ When I say they made this process smooth and helped turn my dream into reality, that’s still an understatement! This didn’t happen overnight. There were frustrating days, setbacks, and moments where I wanted to give up—but I didn’t. If you’re sitting there thinking it’s impossible for you, I’m telling you right now—it’s NOT. Stay focused, trust the process, and keep pushing forward. Your situation can change… I’m living proof. #HomeownerLoading #DreamTeam #CreditJourney #StayCommitted #RichCreditAcademy #Grateful

I’ve been back in her Ciera program for 30 days and I’m back in the 600’s club AND my discover card got promoted from unsecured to secured and I I’m getting my money back I had put on the card for it to be secured !!!!!!!!!!!!! Telling you Ciera is the GOAT. You’re definitely going to see those changes in 30 days or less even if it’s small WINS. Trust the process !

Hey new to the group.

Major win!!! major jump ... This is the jump I was looking all I'm going to say is Rich credit Academy🔥🔥🔥🔥🔥🔥 87 point jump

I was very discouraged when I was asked to sign up for identity IQ. They for some reason told me RCA couldn’t access all three bureaus to view my report to get started, and that I had to call IDENTITY IQ to see what the problem is. So I put off calling out of business and frustration. Because I’m a firm believer in the saying “what am I paying you for “ yall do it! Well that ain’t get me far at all! So RCA kept reaching out. I was like ok let me call (mind you it’s been a month) to get this problem resolved. They found the problem immediately! Whole time RCA was working on the two bureaus that they could access. And when I say my credit scores was sooo shocking to me! I’m never being stubborn again I really appreciate @Ciera Frazier thank you so much boss!!! I was love 500’s for the last 10 years and now I’m in the 700 club!!!