A lot of people think a low score means no funding. Not always. Many times the score is low simply because credit cards are maxed out. Example: You might have a 650 score because you’re carrying $25K–$30K on credit cards. That doesn’t mean your profile is bad — it means your utilization is high. 🔧 The Strategy In situations like this, we can often apply for a consolidation loan through lenders like: • SoFi • Upstart • LightStream When approved, the loan is an installment account, not revolving credit. This means we can use the loan to pay off the credit cards, which usually: ✔️ Drops utilization dramatically ✔️ Raises the credit score ✔️ Improves approval odds It’s not uncommon to see someone go from 650 → 720–740 after consolidation. 🚀 What This Solves 1️⃣ High-interest credit card debt that’s hard to pay down 2️⃣ Low score caused by utilization 3️⃣ Positioning your profile to qualify for $100K–$200K in 0% funding 📈 The Long-Term Goal Once funding is secured, the goal is simple: Stop relying on personal credit cards. Use business credit instead. Business cards allow you to use capital without hurting your personal utilization, which keeps your score high while still leveraging funding. 🎯 Need Help Consolidating to Get Funding? If your score is low mainly because of high credit card balances, we may be able to fix that quickly. Comment “FUND” and we can take a look. PS, you still need good credit with no lates within 2 years and no collections.

I just built a Credit Stacker GPT that shows you how to stack $100K–$200K in 0% business funding step-by-step. It’s based on the same framework I teach in the Infinite Funding Blueprint — the system I used to build $1.1M in credit limits. Inside the GPT you can ask things like: • How credit stacking works • What banks look for before approving large limits • How to remove inquiries • How to optimize your credit profile • What order to apply for cards It’s also trained on 300+ lending products including business cards, lines of credit, SBA loans, and real estate funding. ⚠️ The only thing is to double check is which bureau banks pull, since those change sometimes. 🎁 Free While in Beta I’m letting 100 people test it free before we start charging. 👉 Comment “GPT” and I’ll send it to you. CHECK YOUR DMS after! Also make sure you register for this free training where I break down my 3 biggest funding secrets and how to position yourself for $100K–$200K in 0% funding. Register here:https://go.fundrapp.com/registration

Thanks John for bringing me into the group

📍 Location: Palm Coast, FL Interests/Hobbies: Family life (16 mo old daughter), cycling, kayaking 💳 Current Credit Situation: In the 700 credit score range but have recently expanded my business and my utilization has been steadily creeping up. New to business credit card staking and eager to learn more to get funding quickly for more breathing room in business expenses. 🎯 Main Goal: Scale and grow my existing business. We're a nervous system focussed chiropractic office; husband and wife team. Seeking business funding options. What I'm Working On: Again, growing my existing practice and seeking business funding for upcoming growth oriented expenses. 💬 Looking forward to connecting!

Huge congrats to the winners of: 🏆 Infinite Funding Blueprint OR 🏆 VIP Skool Access Winners are @Tyler Pelican @Toufic Nehmeh and Chris Chaps (can't locate) Let me know which 1 you'd like! If you guys want more giveaways as well, drop a "MORE" below. Let’s break down what they just unlocked 👇 🚀 Infinite Funding Blueprint This is the full system on how to secure $100K–$200K in 0% business funding every 6–12 months. Inside, we cover: • The exact data points banks look for• How to optimize your profile before applying• Bank sequencing and stacking strategy• How to avoid paying 10%+ funding fees• How to use funding for business or real estate This is the blueprint that took me from a 520 score to accessing $1.1M+ in credit. 💼 VIP Skool Community VIP is where execution happens. Inside VIP you get: • CRM access • Advanced brokering tactics • Scripts and outreach systems• Deal breakdowns • Live trainings • Community accountability The goal is simple: Learn how to money broker and position yourself to generate $5K–$10K+ per month. If you didn’t win — you still have options 👇 🔓 Join VIP here:https://www.skool.com/credit-vip/about?ref=5773e02697224c858cace147e9b4d806 🎥 Or watch our FREE 1.5 hour funding training:https://go.fundrapp.com/opt More giveaways coming soon.Stay locked in. 🔥