3,2,1 - Happy New Year ! As we flip over the page of 2025 and continue our journey into 2026, I would like to thank you for being part of this community and on my email list. 2025 was a year of growth for me, where I rapidly tested hundreds of investing strategies (experiencing another growth spurt in my investing career) 2026 ​is the year when we scale strategies and help more people in the process ​​Instead of capital gains, my focus is now to help people retire better with income-genearting strategies. ​​ This is particularly helpful if one is using Roth or a Traditional IRA to invest, where one can generate the income and delay tax until one needs it (or completely tax free with Roth) ​​ ​I wish you the best for 2026 and thanks again for your support in 2025. Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In January, my goal is to help 25 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free If you are interested, then let's hop on a call to see if you can benefit from the strategies in Investing Accelerator and get target 30% per year. During the call, we will map out exactly how you can achieve target 30%, what you are lacking, how you can improve.

Right before the end of the year, something caught my attention in the commodity markets. Usually, I am not a big fan of commodities as I ​only invest when there's a commodity super cycle. However, silver has gone up 160% in the last 12 months ​ Why is that? Jan 1 2026 - China is implementing an export license (as a method to control) silver exports. This applies to silver and other precious metals that tech companies need. This would directly target data centers, chips, and electronics. ​Right now, we are seeing a mad rush to purchase silver right before the export control becomes effective on January 1 2026. ​However, as an investor, I don't think it is worth it to jump into silver right now because these policies can change on a whim. For example, China can come out tomorrow and say the export contorl is delayed or it is not as bad as we imagined. ​ But it is important to keep track of this export license control because it might impact the profitability of tech companies (which means the overall market might go down)​​ Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In January, my goal is to help 25 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free

Friends, It has been a while since I posted. I got busy with work and also the option trading is keeping me busy. I didn’t realize my love for options trading would grow so much. I started learning about options and trading only since July when I joined this group. Thanks to Eric’s ad on youtube on how to get 30% returns that got me interested in options trading. I learned so much and kept trading and improving my risk management. Happy to report this month has been my best in terms of options trading performance. A total of 199.94k in October (this doesn’t include today’s trades which will take it past 200k)

Recently, I reached over $100,000+ a month in September. So what does it feel like? Peace. Serenity. Calm. 15 years ago, I used to work at a supermarket for $20 an hour. Last month, I made well over $100,000. (closer to $300,000). I didn't work more hours. I didn't answer calls nonstop I didn't ​work in a corporate job 9-5 I simply solidify my systems. Success is about Capital Analysis Execution Capital (Your retirement accounts or margin accounts) Analysis (Technical, Fundamental, Options, Macroeconomics) Execution (Controlling your emotions, Building in controls to prevent myself from making mistakes) In the last two months, I developed various controls to stop myself from making mistakes. And as a result, I made over $100,000+ this month using "Capital, Aanlysis, Execution"​ Cheers, Eric ----- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In October, my goal is to help 20 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free If you are interested, then let's hop on a call to see if you can benefit from the strategies in Investing Accelerator and get 30% per year.

This week, the market posted Canada's unemployment rate to be 7.1% Back in 2008, the highest unemployment rate was 8.8% When you are looking at the graph, we can see the unemployment rate steadily inching upwards since early 2023 This is surprising because, after 2008, we observed a steady decline in the unemployment rate. ​One reason may be to blame tariffs but that is a recent event in 2025 whereas Canada's unemployment rate was increasing since 2023 I think the first interest rate increase on March 2, 2022 would be a more fitting explanation for high unemployment rate, as it slows down business and the real estate sector significantly If the interest rate is the key barrier to economic growth, especially in the face of tariffs, then the Bank of Canada will be lowering the interest rate soon ​ Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In September, my goal is to help 15 people without a financial background to master investing through Investing Accelerator. Investing Accelerator is designed for people without a financial background. The goal is to achieve 30% return per year. In the first phase, you will learn long term investing and targeting 30% for tax free compound growth. This will help accelerate your overall wealth. In the second phase, you will learn monthly passive income to provide a more predictable cash flow (target 30% per year) which can cover your expenses. This will help accelerate your retirement goals. Here's a step by step guide on how to join Investing Accelerator for free: https://www.skool.com/invest-retire-community-1699/how-to-join-investing-accelerator-for-free If you are interested, then let's hop on a call to see if you can benefit from the strategies in Investing Accelerator and get 30% per year.