Sal Torres

What is your opinion and prediction of interest rates? Do you feel we will see interest rates drop to levels of 5%? What rate do you feel we need to see to get homebuyers excited again?

New comment Jun '25

Sal Torres

1 like • Jun '25

@Sam Abazari makes sense to me. Definitely understand. No matter what rates do there will always be business as rates don’t matter when people need cash, or need to payoff debt or need to relocate for personal reasons.

Sal Torres

Jun '25 •

General Discussion

Origination | Fall-Out | Closing

What is a healthy business ratio you recommend and are currently seeing out there. Purchase Side Lead Conversations = Conversion to Application = Application to Approval = Approval to Fall Out = Approval to Close = Refi Side Lead Conversations = Conversion to Application = Application to Approval = Approval to Fall Out = Approval to Close =

New comment Jun '25

Sal Torres

1 like • Jun '25

@Sam Abazari thank you Sam

Sal Torres

Mar '25 •

General Discussion

Building Confidence

What are three steps you can share to help build confidence? I have the experience, I know how to originate, I lack income calculation experience and fear making pre-approval mistakes and or miss finding the best program options for leads and potential clients

New comment May '25

Sal Torres

2 likes • Apr '25

@Sam Abazari thank you. More reps and change perspective.