We just had an investor call with this exact scenario.​ My usual response is, “Sorry, we can’t work with primary homes.” However, this one was different. Most questions I get about DSCR and primary homes are about house hacking: 1. Buy a 2–4 unit 2. Live in one unit 3. Rent out the others What many don’t realize is that DSCR loans are **required** to be non‑owner‑occupied. It’s prohibited for the owner to live in the property. Now, like I said, this situation was different. These borrowers were moving OUT and wanted to rent what used to be their primary home. In that case, here’s the key: As long as they’ve established a new primary residence and it’s reflected on their driver’s license for the last 2 months, they’re good to go for a DSCR on the old home. So instead of selling a perfectly good house, they can: ⭐ Move into their new primary ⭐ Keep the old one in their portfolio ⭐ Turn it into a cash‑flowing rental ​Why sell a solid asset when you can keep it and let a tenant pay it down? 😉 ❓For the group: - Have you ever turned a former primary into a rental? - Did you refi it first, or rent it as‑is and refinance later? Share what you did and what you’d do differently now. If you’re considering this move and have questions, drop your scenario in the comments and we can talk it through together.

Hi @April Juliano, I have a property that’s a turn key rental that I’d like to purchase do you have any recommended lenders? You mentioned this in one of your videos. I feel like I see so many lenders out there and get so many messages it’s hard to know who to trust! The PP is around $250k. It is vacant but already renovated. I’m purchasing an assignment contract. Rental numbers are between $2000k and $2200.

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Hi everyone !!!