Activity
Mon
Wed
Fri
Sun
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
What is this?
Less
More
Memberships
Abbew Crew
42.7k members • $130
ETERNAL LIFE TRIBE
4.2k members • $55/m
BuildUp
541 members • Free
Assets For Life Hub
9.4k members • Free
BuildUp Bootcamp
14.4k members • Free
7 contributions to Assets For Life Hub
4d •
Mortgage on a part residential and two flats
Hi @Liam J Ryan and AFL community. Question…Can anyone advise on how a mortgage is worked out on a property that is a 3-bed house with two flats attached to the side? My daughter and her partner are both self employed (so not ideal when looking for a mortgage). They rent currently for £1500 the 3 bed house, while the 2 flats attached to the side, one upstairs and one down, are both rented out. Income from ground floor is approx £800 pcm and upstairs flat £650. The owners are looking to sell the whole lot and my daughter and partner are interested in the idea of purchasing the whole lot. It’s not available as a split, and they wouldn’t want it without the 2 flats. How would this be viewed for a mortgage? And what should they do as first steps!? Any advice welcome or any commercial brokers AFL use would be useful Thanks Nis
1 like • 4d
@Leon Growth thank you. Much appreciated. The property is registered as one title. There are two council tax properties, the bottom flat and the main house. unsure why the top flat is still considered part of the main house and not registered with the council. Both flats are self contained and have been rented for 3 plus years. Each have their own entrance, boiler, bathroom with a living room and separate bedroom. Will ask questions and update! Thanks
4d •
Simplify a complex process
I have started to build a simplified visio drawing, this is a flow diagram to show step by steps and routing will be determined on which type of property/investment/strategy you think the property is best suited. You will NOT need Microsoft Visio to see it as I will PDF it 1. Find property. 2. Arrange viewing & build relationship with agent 3. Analise potential, do the numbers 4. Find investor 5. etc. etc
1 like • 4d
Excellent idea John, just the sort of thing I would definitely use 👍
May 5 •
Consistency Beats Intensity 🔥
A lot of people come into property full of energy, trying to do everything at once… then disappear a few weeks later when things don’t move as fast as they expected. The truth is, this game isn’t about big bursts of effort, it’s about what you do consistently over time. You don’t need to speak to 50 agents in one day and then do nothing for the next two weeks. You’re far better off speaking to a few every single day, following up properly, building relationships, and staying in the game. That’s where momentum comes from. The small actions might not feel like much in the moment, but stack them over weeks and months, and that’s when results start showing up. The same applies to everything, analysing deals, building your network, learning your strategy. It’s not about being perfect, it’s about being present and taking action even when you don’t feel like it. Because most people don’t fail due to lack of knowledge… they fail because they stop. If you can stay consistent while others dip in and out, you naturally put yourself ahead without needing to do anything extreme. That’s how deals get done, that’s how confidence builds, and that’s how you create real progress. Be honest, what’s one simple action you know you should be doing daily, but haven’t been consistent with yet?
1 like • May 6
@Rosemond Osei Hi Rosemond, see if there is a library within walking distance or very near. You can spend hours there peacefully using their free WiFi, till you get yours fixed up. I don’t have WiFi at all in my flat, just use my data but spend all my time in Oxford library using theirs! Best of luck!!
Nov '25 •
Seeking Community Support After Our Home Fire Loss
Hello everyone, As some of you know, my family and I suffered a major home fire causing over £220k in damage. Despite 19 months of continuous engagement, our insurer has still not paid out. This has placed us under significant financial strain, as the income from our two BTL properties is not enough to cover family living costs while we continue to dispute the claim. I am reaching out to the community for donations or support during this extremely difficult period. Any contribution, no matter the size—would make a meaningful difference as we work to rebuild our home and stability. Thank you sincerely for taking the time to read this. If anyone would like to speak informally or understand more about the situation, please feel free to reach out directly. Gratefully, Alex & Sofia
1 like • Dec '25
Hi so sorry to hear of your awful situation. Sounds like the insurance company are really dragging their feet trying to find a way out! Have you started legal proceedings against them? If your situation is within the remit of your insurance policy I would be suing them by now for breach of contract and undue suffering of yourself and family. You need a good lawyer. Send a recoded delivery to the CEO of the company saying you regret but are being forced to initiate legal proceedings against his company and thought he should know. Find his name off the website and put your letter in a coloured envelope, writing his name and address by hand but still send recorded delivery, and writing ‘Strictly Private’ at the top of the envelope on the left. The coloured envelope will by pass his PA so only he will open it. Which is where you want, under his nose. I know as I was a PE to CEO’s and we don’t open birthday or private cards. Put your letter into a card with no message but a neutral picture, animals or landscape. Include your address and reference of the situation and who you have been dealing with, but getting no where. Keep the tone respectful, remember he knows nothing of your case, so tell him. CEO’s like to be on the front foot. Then start the legal proceedings with a good lawyer, not just empty words. Good luck
1 like • Dec '25
Hi again. Sorry again about your misfortune. I work with charity associations, what town was your fire? No address please ( security) just location, don’t need your address, as I can’t seem to find anything about a fire on that date??
Dec '25 •
Registering on Companies House - Home address: Advice?
Hi all - I'd appreciate advice from this community please - I'm registering my limited company property business on Companies House website. As you have to put your private home address - for me it will also be the correspondence address, so it will be on the public register - I'm trying to find out - is there a way not to have my private home address on the public register? It says I can't use a PO Box - is there another way to have a 'virtual' address that I can register on companies House? I'd like to keep my home address private (if possible) - Thanks in advance for any advice 🙂
3 likes • Dec '25
Hi, my friend used Companies made simple, they offer you a separate address
1-7 of 7
Active 4d ago
Joined Nov 3, 2025
Powered by