It's Budget day today 🦄s! I think today will be a big day - and could perhaps change the trajectory of many things so I'm going to be studying all of the announcements in detail. The markets are nervous and I'd say there is a chance of a bad reaction depending how this is framed which could lead to a "mini-budget 2.0" moment. On the flip side - is it possible Reeves has been extremely clever with tactical leaks to drive short-term actions with the purpose of raising immediate revenue (e.g. a load more capital tax gains take from landlords panic selling) but then will deliver a much softer budget which is taken extremely positively due to everyone's very low expectations... I'm leaning to the former as feel there is a very definite class warfare element at play here and a far-left ideology emerging from the government (which I believe always fails in reality) - but want to stay objective rather than politically biased and so will wait and see. I'm feeling in a positive frame of mind this morning and see it as a win/win situation for savvy property entrepreneurs. Any poor reaction to the budget is going to lead to short-term blood on the streets and buying opportunities like we saw post mini-budget. One of my best deals ever was bought directly after the mini-budget and was directly related to the swap rate spike and lack of buyers. The only downside in this scenario is weathering the short-term storm on your own assets, especially if you're on variable-rate debt. If it's a softer budget, with a real path to growth, then expect interest rates to come down sooner which will lead to longer-term price rises and more income for assets held - but will of course reduce the time period of the current accumulation phase we're in right now. What's your thoughts?

Hi all, came across Paragon Bank’s Report on next generation landlords and thought this community might be interested. https://www.paragonbank.co.uk/resources/paragonbank/documents/next-generation-landlord-report The latest report on next-gen landlords shows they’re getting younger, with the average age now 37. Nearly 70% of these landlords are between 25 and 44, and a big chunk (43%) got into it because of family or friends with property businesses. Most (77%) are working full-time and already high earners, with 51% having property-related jobs. London and the South East are hot spots, but there’s also a solid presence in the North West. Property’s appeal? It’s a tangible asset (67%) with long-term rental demand (60%), plus many see it as a pension boost (53%). Interestingly, many are looking to move beyond standard rentals: while 8% invest in HMOs now, 17% plan to in the future, and interest in terraced housing is up too, from 26% to a future 37%. Happy reading;)

I answered a question on this subject but I think community members would benefit by posting this under its own heading. Property networking meetings are a great subject. They have a great function in providing an opportunity to talk about investing in property but with a caveat, and rather a big one - networking time is typically pretty limited and you have to pay an entry fee to particpate. What do I mean? attendance usually costs £20-30, the meeting usually runs between 7-9pm on a midweek evening. These two hours involve being stuck sat in your seat for almost the whole two hours being talked at by a succession of people without any real opportunity to network - the host introduction, the mortgage update, the lettings update, a speaker, a pitch to buy some training (mostly, not always) and a main speaker. Where does the networking fit it then? Despite being branded as 'networking' meetings, you get about 10-15 minutes max between 7-9pm. To get any real networking time you either have to a) arrive early but work commitments may be restrictive for you or b) stay late but family commitments may limit your ability to do that Is there an alternative? Absolutely - Property Chats are my answer to the networking conundrum. A rapidly expanding brand of networking meetings that break the mould - how? 1. they are free to attend 2. there are no speakers 3. there are no pitches to buy training courses 4. there are no big egos boasting about how great they are What Property Chats meetings are, are a small group of people meeting to simply chat about property, with none of the normal distractions preventing you from doing so. Have 5 minute conversation or an hour, its your choice. Find the nearest Property Chat meeting to you here - www.propertychats.com More locations will be opening up throughout 2025

@Robert Stewart Hi Rob, hope you had a nice weekend. Just a quick question, are you a registered social landlord (RSL)? I have been contacting supported living providers in my area and they all keep asking me this? Actually is anyone a RSL in the PUC? I didn’t realise it was a requirement and after looking into it it can take 6 months and a few grand to get registered. Thanks all!

Hi Everyone, My name is Tatsiana, and I’m thrilled to introduce myself as a new member of the Property Unicorn Club. I joined at the end of September and am now in my fourth week of the Property Cashflow Accelerator. I’m truly excited about the opportunities and positive changes that this membership and coaching will bring. Although I’m new to property investment, I’m passionate about learning and eager to connect with like-minded individuals who share the same drive for growth and success in this space. Based in Cambridge, I’m particularly interested in exploring investments in mixed-use properties around Cambridge and Peterborough. I’m looking forward to gaining insights, sharing experiences, and growing together with the amazing community here. I’m excited to meet more of you and contribute to the journey we’re all on!