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29 contributions to Secure Your Benefits Free
Social security put on hold
I heard that a person could start taking social security then stop (or put it on hold) if they were to start working again. Is this true? How would that work?
0 likes • 17h
Suppose you receive for 12 months then suspend, then at age 67, you reapply. You will not get the full retirement amount but the amount someone who started at 66, which I find the answer 6.7% reduction. After 67, there is no earning limit while receiving your retirement benefit.
0 likes • 6h
You can get credit for any delay up to 70. At 70, no more increase other than COLA or new work increases your benefit. You can suspend at any month and get credit for each month. The months between 67 and 70 increase your benefit more. Age 62 70%, age 67 100%, age 70 124%
Remarriage
I'm a 64 year old widow. Planning on remarrying a 58 year old divorcee. Will she be entitled to benefits on my record when I die?
0 likes • 5d
@Tina Barnes My understanding: 9 months for someone who was married when spouse died. 10 years for a divorced spuse
0 likes • 3d
If you were married to the man at time of his death, the length of marriage needs to be 9 months instead of 10 years. 10 years is for the case of divorced.
Calculation of Disability incorrect did not include work benefits that were repaid
My disability automatically turned into Social Security when I was 65. I was Disabled at 45, but at 65, I attempted to work. Worked 30 months. After I quit, it was determined that I lost 4 years of Social Security disability benefits to pay back the 30 months I worked. I do not believe that those 2.5 years were ever added to my work pay to calculate my Social Security, as my payment amount did not change.
1 like • 11d
Beth Y - I agree about FRA and SSDI. From what I see the latest birth year with FRA at 65 is 1942.
0 likes • 9d
Those born between 1943 and 1954 have 66 as full retirement age. The amount will not change other than COLA everyone gets, or new work is added to be included in your highest 35 years of earnings. This should have been true b/c you have years without work related income. Someone with SSA.gov account can check their earning history to see if is included.
Survivor not Surviving in Oklahoma 🤔
I'm so confused! My husband passed away back in late June, been married since 2002 was denied death benefits flat out,ok fine with that. Did my phone appointment for survivor benefits, sent in marriage license was denied because they said never received nevertheless I am hand delivering it Monday morning and said she would reopen my case. So I just turned 62 in September and over the phone was told I would only get a few $$ . Ok a friend told me I could get the spouse benefits but also get SSI through the state because I am below the poverty level 🫤. We have one grown child not disabled.I don't know what to do just trying to get on my feet after losing 40 loved ones in a short amount of time. Any advice would be great.
0 likes • 11d
This tells me you late husband's primary insurance amount is slightly higher than your PIA. Be aware of the option you can stop your benefit until 70, and you only take the survivor's benefit for now. I made assumption you are currently receiving your retirement benefit. Your benefit will keep growing until you claim it or the month you turn 70. The survivor's benefit will based on his PIA, but since you are applying at age 62 it will be reduced. Please do not use SSI to mean social security income. SSI means supplemental security income which is a welfare based program. Child: If he/she was disabled before age 22, he/she can collect from his father's benefit. Apply for him/her. If not before 22, that person might be able to apply for SSDI and SSI.
1 like • 9d
SSI max is $994 which is very low. I hope your survivor's benefit is higher so you can leave this situation. I would call it slavery.
Got a letter
It claims I was overpaid two different months in past 4 years NOW they want 3000 bucks back immediately in one lump sum or they will garnish 50% of my monthly check till paid back.
0 likes • 11d
If this is not an error, SSA will work with you a payment plan. It doesn't have to be 50% of your check, but that is the default if you do not contact them. The 50% started in this administration.
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Leo Vitt
3
41 points to level up
@leo-vitt-1236
Western Nebraska,

Active 6h ago
Joined Aug 12, 2026
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