Letās make business insurance make senseāhereās what you actually need. Business insurance protects your business and your peace. But many entrepreneurs skip it because it sounds complicated or expensive. Letās break it down. General Liability Insurance Covers bodily injury, property damage, and legal costs if someone sues you. If clients visit your location (even your home office), this is a must. Check out Hiscox or Next Insurance for affordable options. Professional Liability (aka Errors & Omissions) If you offer services, this protects you if a client claims you messed something up. Great for coaches, consultants, designers, etc. Read more https://www.thehartford.com/professional-liability-insurance. Business Ownerās Policy (BOP) Bundles general liability + property insurance and often saves you money. Perfect if you own equipment or inventory. Prices vary by state and industry, but you can usually get covered for less than $50/month. Drop āCOVEREDā in the chat if youāre getting your biz protected.