Hello Millionaires💕
Let’s make business insurance make sense—here’s what you actually need.
Business insurance protects your business and your peace. But many entrepreneurs skip it because it sounds complicated or expensive.
Let’s break it down.
General Liability Insurance
Covers bodily injury, property damage, and legal costs if someone sues you. If clients visit your location (even your home office), this is a must.
Check out Hiscox or Next Insurance for affordable options.
Professional Liability (aka Errors & Omissions)
If you offer services, this protects you if a client claims you messed something up. Great for coaches, consultants, designers, etc.
Business Owner’s Policy (BOP)
Bundles general liability + property insurance and often saves you money. Perfect if you own equipment or inventory.
Prices vary by state and industry, but you can usually get covered for less than $50/month.
Drop “COVERED” in the chat if you’re getting your biz protected.
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Whitney Cumbo
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Hello Millionaires💕
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