Most people park their money in a regular savings account earning pennies. But the wealthy? They play smarter. Here’s how: 🔑 Step 1: Open a High-Yield Savings Account (HYSA) - A HYSA earns you much higher interest than a regular savings account. - Instead of 0.01% at a traditional bank, you could be earning 3%–5% or more (depending on the bank). This means your money is working for you while it sits. 🔑 Step 2: Build a Solid Balance - Consistently deposit into your HYSA. - The more you have saved, the more interest you’ll earn. Think of it as building your financial leverage tool. 🔑 Step 3: Borrow Against It with a Line of Credit - Here’s the millionaire move: Instead of pulling your money out, you can borrow against your savings using a secured line of credit from the bank. - Your savings act as collateral. - You still keep earning interest while borrowing at a lower rate. It gives you quick access to cash for investments, business, or emergencies, without depleting your savings. Why This Works - Keeps your money growing while you borrow. - Protects your savings habits (you’re not draining the account). - Gives you access to cheap funding to leverage for bigger moves. Don’t just save, leverage. A HYSA + line of credit combo lets you grow your money AND access it strategically. That’s how you start thinking like the wealthy. Millionaires, do you already have a HYSA, or is this your sign to open one this week?

I’m in 🙏🏽 @Whitney Cumbo

Setbacks are setups for comebacks. What lesson from a setback made you stronger?

Millionaires, let’s walk through how to set up your LLC the right way, step by step. 1️⃣ Choose Your Business Name. Your name must be unique in your state’s database. Visit your Secretary of State website, search the name, and confirm it’s available. 2️⃣ Choose a Registered Agent. This can be you or a professional service. They’ll receive legal documents and state notices. 3️⃣ File Your Articles of Organization. This is your official paperwork. Each state has an online filing option. Expect to pay between $50–$300. 4️⃣ Get Your EIN. Go to the IRS website (irs.gov), apply for free. Do not pay anyone to do this. 5️⃣ Create an Operating Agreement. Even if your state doesn’t require it, have one. It defines ownership, management, and profit distribution. 6️⃣ Open a Business Bank Account. Use your LLC name, EIN, and Articles of Organization. Never mix business and personal funds. Who is still struggling with setting up their LLC?

Someone is waiting on the solution only YOU can provide. Who do you want to impact most with your success?