@Iván Terrero congrats! it's been great interacting with you.

I'm an agent certified in REO, but don't do much in that space b/c i find agents are at the mercy of asset managers. but just to echo Bill, with REO you're buying a property not a note. if there is something such as an REO note, I've never heard of it (but would love for someone to educate me). if you're considering REO properties, might as well look at foreclosures as well. Unlike REO's where you can probably get a tour... with foreclosures, you'll have to get a bit more creative to see the inside.

@Dale Brose if you find out more about those REO notes, please share with the group I'm a bit intrigued now!

@Noel Torres you seem to be a rockstar at getting opportunities. thanks for bringing deals to the community.

@Iván Terrero would have loved to connect with you in person. what was your biggest takeaway from the seminar?

hey everyone.... my name is kareem and i live in the dmv area. I'm a full-time real estate investor (... and agent licensed in dc, md, and va) seeking to get out of landlording and into notes. some of my rentals will be my first notes in 2026, when i sell on owner financing. i learned about notes from creative investors in my region doing cfds, wraps, subtos, and etc. they thought me being the bank is the way to go. i plan to keep some rentals for depreciation, but build my self-directed accounts (HSA and Roth IRA) with notes. when i get the whole taxes and notes thing figured out, I'll give up my real estate professional status to be 100% in notes. Excited to jump into junior NPLs, particularly those in my region.

@Agustin Azua welcome to the community