Activity
Mon
Wed
Fri
Sun
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
What is this?
Less
More

Memberships

Fund To Freedom

254 members • $4,800/month

Funding Hub

667 members • Free

Q's Mastermind

5.8k members • Free

MM
Morby Method Labs

227 members • Free

Mortgage Broker Mastery

93 members • $97/month

Don't Buy Real Estate

312 members • Free

Actual Tax Law

12.9k members • Free

Transactional Funding Roadmap

12.1k members • Free

Commercial Real Estate 101

6.2k members • Free

10 contributions to Funding Hub
Seasoning
Is there seasoning when converting from a HML to a DSCR? Does it matter who funds the HML?
3 likes • 3d
@Paul Brown I can do 80% cash out no seasoning if there's been rehab involved, otherwise I can do 75% LTV with no seasoning.
2 likes • 3d
@Paul Brown I haven't done a tiny home, I can't say about that. I can do co-living/sober living, the most important thing with those is how the lease is structured. Lender's don't like rent by the room or bed, they like a 1 year master lease.
🚨 Heads up — Tuesday night is going to be eye opening.
Josh Trujillo is coming to talk DSCR lending and if you’re not on the call, you’re going to hear about it from everyone who was. DSCR lending is quietly one of the most powerful tools in creative finance, core to Mary Method deals — and Josh is breaking it down live. 📅 Tuesday night. Mark it. Drop a 👑 in the comments if you’re in.
8 likes • May 16
Looking forward to it! 👑
DSCR Loans
I have a potential client wanting to know if DSCR loans are available for RV parks. From my understanding I would think so but wanted to be sure.
6 likes • May 13
DSCR are typically only for SFR 1-4 units, although SOME lenders will go up to ~10 units. From my experience, investors have had success financing RV Parks or MHPs using smaller local bank/credit unions or SBA loans.
Mobile Homes
@Joshua Trujillo @Paul Brown do we know if our Morby HML or DSCR lenders will lend on mobile Homes/ manufactured homes? Is there a certain year?
3 likes • May 13
@Paul Brown I’ve seen borrowers have success using local smaller banks/credit unions or using an SBA loan for MHP. For individual mobile/manufactured homes, I can typically do those but not for morby deals.
1-10 of 10
Joshua Trujillo
3
5 points to level up
@joshbtrujillo
💰 DSCR Specialist 💼 Mortgage Broker at DSCR Kings 🏡 Fix & Flip, Purchase and Refi Loans Nationwide 👇🏼 Contact info below

Active 3h ago
Joined Dec 18, 2025
Colorado
Powered by