Hi Folks - I am a newbie to this forum. Am looking to join the investing program that Eric is offering. I would like to hear about your experiences and feedback about the investing program. Has the program worked for you in general? What are the typical returns for your long-term and passive monthly strategies? Has the training program helped you understand how options work? I’ve never used options before. Appreciate any feedback, both good and not so good 😊. How is the overall support mechanism? Thanks in advance!!!

Financial investor Warren Buffett encourages us not to cling to our losing efforts or chase what isn't working and instead focus on the next best action Source: 1994 Berkshire Hathaway shareholder letter Especially not now. We just exited geopolitical uncertainty. The bull market is opening. And if you're still holding losers, you're leaving gains on the table. When fear dominated — Iran tensions, recession chatter — many positions got crushed regardless of thesis. Now that volatility is settling, capital is rotating hard into growth. This is the reset moment. Here's the trap: holding a 30% loser while the broader market rebounds 15% feels like a recovery story. It's not. You're still underwater and you're missing the move. The smarter play: - Accept the loss. Cut it loose. - Redeploy into high-conviction leveraged plays — QLD, other 2x,3x if you're bullish on tech/AI. - Let leveraged positions do the heavy lifting in a bull market. You don't recover by waiting. You recover by positioning for what's next. I used to think selling a loser meant admitting defeat. This is sunk cost bias! Then I realized: the best investors aren't afraid to harvest losses and rotate into the next big theme. That's how you actually make it back — faster, smarter, and better. What's one losing position you're holding that could be redeployed into a leveraged play you actually believe in?​

Despite JD Vance fails to secure a deal with Iran, US is now trying to close the Strait together with Iran (instead of opening it) - the market is going up. Here's the thing most investors don't understand Don't fight the market Even though I personally disagree with the Iran situation from being far from over, oil price spiking back up to $104+, this means my logical brain says the market should go down However, the momentum has already reached a bullish area and we are now in a V shape recovery ​(instead of my initial forecast W shape recovery) ​​This is where the "logical and analysis" investor diverges from rule based investing For rules based investing, we extract probabilities out of the market and trade when the market is in our favour. For example, the rules currently say we are in a bullish market The logic investor would analyze the entire macro environment (e.g. me analyzing the war) and conclude that we are still bearish Who should you follow? The rules should be followed. ​​​​​​​​​​​​​​​ While it is tempting for me to say that we should continue to short the market or hedge as the Iran conflict is not resolved, the market is govern by big money which already bought at the dip. So even if this correction is short lived, that's fine. I will follow the momentum of the market combine with my analysis.​ This allows me to stick with the market and be on the right side more often ​ Cheers, Eric --- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In April, I’m helping 10 people build a retirement cashflow strategy using options. The 2 strategies you will learn in Investing Accelerator: 1. Long-Term Investing with Options → Find discounted blue-chip stocks → Use options to multiply your profits 2. Monthly Passive Income Strategy → Generate monthly cashflow from your portfolio by selling options → Designed to generate cashflow for retirement

One of the most useful investing books I’ve read lately is Peaks and Valleys. Not because it explains markets, but because it explains me in markets. That distinction matters. When things are going well, it is easy to feel confident. Sometimes too confident. When markets get volatile, it is easy to feel urgency, doubt, and emotional whiplash. What I’ve found helpful about this book is the reminder to separate: what is happening externally from what is happening internally That has become a very practical investing lesson for me. The goal is not to avoid every valley. That is impossible. The goal is to avoid making the valley worse with bad psychology. A few ideas from the book that have stayed with me: 📈 In the peaks, stay humble. Success can quietly turn into overconfidence. 📉 In the valleys, stay steady. Fear can make temporary pain feel permanent. 🧠 In both, protect your perspective. The market moves either way. The real question is whether your mind moves with discipline or emotion. What has helped me personally is having a few simple routines: - pause before reacting to market noise - ask: is this a market problem or an emotional reaction? - zoom out to the longer-term thesis - come back to process instead of impulse I’ve also found the weekly coaching calls invaluable for exactly this reason. They help me recalibrate, separate signal from noise, and not get too high in the peaks or too low in the valleys. That, to me, is one of the real edges in investing: Not predicting every move, but learning how to stay clear-headed through both the highs and the lows. Curious what helps you keep perspective when markets get noisy? A book, a routine, a framework, a cocktail, a question you ask yourself? 👇 #Investing #InvestorPsychology #MarketVolatility #BehaviouralFinance #LongTermThinking

If you have done trading long enough, you will find that it is very difficult. Even if you manage to contain your emotions against the market swings, I often find myself emotionally derailing from my strategy unless I have cold hard rules in place So one of the most important concept for actively managed portfolio is win rate. ​​​​​​​​When it comes to win rate, the easy metric to track is win rate for the year. For example - my win rate is around 70% per year. So every time I make a prediction, 70% is correct. No bad right? But there's more. Even though I conceptually understand my yearly win rate is 70% (across multiple years), that's not how it happens on a quarter to quarter basis (or even on a monthly basis) Instead, what I get is Q1 40% win rate, Q2 60% win rate, Q3 80% win rate, Q4 50% win rate So at times, I might feel like my system isn't working in Q1. And at times, I feel like my system is perfect (e.g. Q3 with 80% win rate) What's important - is that you have a method to keep the big picture win rate in mind such that you can compare yourself and see if you are still consistent (For example, tracking all the patterns you trade to make sure they still work) Another important thing is to track other metrics - like Sharpe ratio, average win vs loss, and overall profitability. ​​​With all these metrics, these are the tools that allow you to combat yourself when you get emotional (perhaps oil didn't spike in the direction you wanted) So annual win rate is one metric but remember it fluctuates between the days / weeks throughout the year - so you need to stay calm and carry on (and not jumping from system to system)​ Cheers, Eric ---- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In April, I’m helping 10 people build a retirement cashflow strategy using options. The 2 strategies you will learn in Investing Accelerator: 1. Long-Term Investing with Options