I have two questions: one about a pre-foreclosure property and one about a tax-delinquent property. 1️⃣ Pre-Foreclosure In these properties, who pays the remaining mortgage — the buyer or the seller? Is it paid from the sale price at closing? Please explain pre-foreclosure to me a little, and is this always mentioned in the contract? 2️⃣ Tax-Delinquent In these properties, who pays the past property taxes — the buyer or the seller at closing? If the buyer pays, is it deducted from the property price or paid separately? Please clarify this as well.